Comply with all applicable federal and state laws, regulations, Credit Union policies, and lending procedures, including requirements related to NCUA, CFPB, Regulation Z, Regulation B, TILA-RESPA, ECOA, Fair Lending, Fair Housing, Wisconsin Consumer Act, HOEPA, HPML, BSA, Ability-to-Repay, and other applicable mortgage lending requirements. The Mortgage Lending Specialist evaluates members' financial needs, discusses available mortgage products and financing options, gathers and reviews required documentation, and ensures applications are structured and processed in accordance with established lending guidelines and regulatory requirements.