The leader must be capable of engaging credibly with senior engineers, architects, cybersecurity professionals, data/AI functions,infrastructure/cloud teams, and application teams; understanding complex technology and related risks and controls; and translating business requirements into technical considerations. Apply engineering and systems-thinking principles to evaluate technology risks, controls, architecture decisions, operational practices, and remediation approaches, ensuring governance is technically sound, proportionate to risk, and practical within U.S. FinTech's operating environment.