NewRemote Mortgage Underwriter (DE and LAPP/SAR Required) JobotRemote Mortgage Underwriter (DE and LAPP/SAR Required)Naperville, ILRemote$95,000–$110,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success.
Loan Officer Associate Lennar HomesLoan Officer AssociateSchaumburg, IL$16.20–$21 / hourFull timeLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers.
NewMortgage Loan Processer/Closer Lakeside BankMortgage Loan Processer/CloserOak BrookMaintain strong working relationships with Mortgage Loan Consultants, investors, attorneys, title companies, insurance companies, Realtors, and developers to support efficient operations, provide updates and documentation, and respond to questions or issues related to the mortgage loan process. Additional Responsibilities:Support a collaborative team environment by cross-training in a variety of mortgage operations functions and stepping in as needed to assist team members, including file opening and support for Mortgage Loan Consultants.
Director of Mortgage Compliance Key Mortgage ServicesDirector of Mortgage ComplianceSchaumburg, IL$100,000–$135,000The ideal candidate brings deep expertise in residential mortgage regulatory requirements, proven leadership capabilities, and the strategic acumen to translate regulatory change into operational excellence. In-depth knowledge of federal mortgage regulations: TRID (TILA-RESPA Integrated Disclosures), RESPA, HMDA, ECOA/Reg B, FCRA, Reg Z, Reg X, Dodd-Frank, and applicable state lending laws.
Mortgage Home Lending Officer - Central Southeast Region Citigroup IncMortgage Home Lending Officer - Central Southeast RegionIL$60,000–$175,000 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Mortgage Community Lending Officer - Central Southeast Region Citigroup IncMortgage Community Lending Officer - Central Southeast RegionILAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. The Mortgage Community Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team.
FHA Mortgage Origination Representative Contact Government Services LLCFHA Mortgage Origination RepresentativeChicago, IL$37,000–$42,000 / yearAt least two years working with FHA loans (e.g., loan originator, loan processor, junior underwriter, loan officer) plus an additional year of customer service or contact center background or at least three years of loan origination working with conventional loans and/or other government-backed loans (e.g., FHA, USDA, VA). For the past seven years, weve been growing our government-contracting portfolio, and along the way, weve created valuable partnerships by demonstrating a commitment to honesty, professionalism, and quality work.
Mortgage Loan Originator Horizon BancorpMortgage Loan OriginatorMerrillville, INMarket, service and promote the banks mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources. Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer's needs and financial circumstances.
Experienced Mortgage Loan Officer Satori MortgageExperienced Mortgage Loan OfficerEnglewood, ALRemoteI’m deep in the trenches: running pipelines, snagging leads, building relationships, and coaching. I’m Niko Kramer, and I’ll be your wingman in building a team that’s UNSTOPPABLE!
NewMortgage Customer Specialist U.S. BancorpMortgage Customer SpecialistILRemote$27–$33 / hourIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. This role serves as the primary point of contact for customers, Mortgage Loan Officers, and internal and external partners, ensuring timely communication, document collection, and processing of loan conditions.
Mortgage Loan Officer PNC BankMortgage Loan OfficerWheaton, IllinoisIn addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
Wealth Management Mortgage Operations Processing Specialist JPMorgan Chase & CoWealth Management Mortgage Operations Processing SpecialistChicago, ILOur history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Wealth Management Mortgage Operations Processing Specialist III JPMorgan Chase & CoWealth Management Mortgage Operations Processing Specialist IIIChicago, ILOur history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
CRA Mortgage Loan Originator (Chicago) First Financial Bank NACRA Mortgage Loan Originator (Chicago)Chicago, IL$23.56–$28.37 / hourThe position will be required to self-source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. As a First Financial Bank (FFB) CRA Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, community organizations, housing agencies, local business leaders, realtors, and other referral sources.
Mortgage Originator | Gartner/Naperville Busey BankMortgage Originator | Gartner/NapervilleNaperville, Illinois$53,000–$67,000 / yearEngage in outside opportunities, i.e. calls, open houses, seminars, realtor functions to develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources generating feedback to increase their business relationship with the Bank. Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies (“Agency”), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings (“Agreement”).
Business Analyst (Residential Mortgage Domain) Polar IT ServicesBusiness Analyst (Residential Mortgage Domain)Chicago, IllinoisThe ideal candidate will work closely with business users to understand requirements, document functionality, and support data-related processes including data flow analysis and ETL understanding. We are seeking an experienced Business Analyst with strong knowledge of the Residential Mortgage domain.
Mortgage Specialist Analyst JPMorgan Chase Bank, N.A.Mortgage Specialist AnalystChicago, ILFull timeDaily proactive management of loan origination process , including: liaising with clients, coordinating with key internal partners, third parties (attorneys, title companies, CPAs, etc); submission of mortgage applications, completing pricing analyses, and coordinating all steps needed for an efficient and timely closing of each deal. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Mortgage Loan Originator Jet Direct MortgageMortgage Loan OriginatorChicago, ILWe believe in empowering our originators, which is why weve implemented cutting-edge tools, including: World-Class Origination Software & CRM Intuitive Mobile Mortgage Application Technology Advanced Marketing Automation Platform Comprehensive Data Reporting & Analytic Software. Your Role and What Youll Bring to Our Team We are looking for experienced, ethical, and passionate professionals ready to join us as Mortgage Loan Officers/Originators (MLOs).
Senior Mortgage Trader TransMarketSenior Mortgage TraderChicago, ILTMG is a well-established and profitable business as a respected member of the global financial system for over 40 years, but also is like a startup because the potential of our group is at least one order of magnitude greater than what we are currently producing. The ideal candidate must have a proven track record of disciplined trading, niche expertise in Mortgage markets, and exceptional risk assessment and management skills.
NewMortgage Loan Originator-Western Suburbs Lakeside BankMortgage Loan Originator-Western SuburbsOak BrookThe MLC will generate new business by developing and maintaining strong relationships with real estate professionals, developers, CPAs, Attorneys, and other referral partners while providing superior service to bank customers. We offer a variety of supplemental ancillary products such as supplemental life for employee, spouse and/or children, accident, critical illness, hospital indemnity and pet insurance.
NewMortgage Loan Originator-Chicago Lakeside BankMortgage Loan Originator-ChicagoChicago, IllinoisThe MLC will generate new business by developing and maintaining strong relationships with real estate professionals, developers, CPAs, Attorneys, and other referral partners while providing superior service to bank customers. We offer a variety of supplemental ancillary products such as supplemental life for employee, spouse and/or children, accident, critical illness, hospital indemnity and pet insurance.
Jr Mortgage Consultant NewRez LLCJr Mortgage ConsultantILOur Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more. Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee.
Retail Mortgage Loan Officer Mutual of Omaha MortgageRetail Mortgage Loan OfficerLombard, ILFull timeThe role is primarily responsible, under intermittent supervision, for fostering quality relationships with realtors and borrowers while completing the origination processing of loan applications, providing loan disclosures, and reviewing files for completeness, accuracy, and adherence to all guidelines. Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans.
NewMortgage Loan Originator UMB Financial CorpMortgage Loan OriginatorILThe mortgage sales team, in which the Mortgage Loan Originator is a part of, is vital in attracting new clients to the bank- they do this by building relationships with internal stake holders, real estate agents and other partners that will refer them to their clients when they have a mortgage loan need. The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.
Mortgage Loan Closing Supervisor Old Second National BankMortgage Loan Closing SupervisorDowners Grove, IL$61,400–$80,000 / yearReview loan data including loan program, lock confirmations, title work, appraisal, mortgage insurance, purchase contracts, payoffs, homeowner's insurance, and flood insurance to ensure accurate disclosures and fees. This role works closely with the team, loan officers, and internal and external business partners including title companies to ensure the timely closure of loans that ensure successful funding.
Mortgage Loan Officer | National Lender - IL LeadlingMortgage Loan Officer | National Lender - ILAurora, ILRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Mortgage Loan Officer | National Lender - IN LeadlingMortgage Loan Officer | National Lender - INGary, INRemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Residential Real Estate Mortgage Closing Manager Northern Trust CorpResidential Real Estate Mortgage Closing ManagerChicago, IL$83,100–$141,300 / yearAs a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions. This group is responsible for coordinating and scheduling RRE loan closings with Settlement agents, preparing Loan Closing documentation, funding the loan, boarding the loan to our loan servicing system and performing Post Closing review of the loan closings.
Mortgage Account Executive - Lombard, IL Guidance Financial GroupMortgage Account Executive - Lombard, ILLombard, IL$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If youre ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Mortgage Account Executive - Chicago, IL Guidance Financial GroupMortgage Account Executive - Chicago, ILChicago, IL$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If youre ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Commercial Mortgage Broker Bisnow LLCCommercial Mortgage BrokerChicago, ILRemote$120,000–$300,000 / yearWith a steady pipeline of company-generated opportunities, the opportunity to work your own leads, a strong digital and social media presence driving inbound activity, and an AI-powered lender matching system connecting you to thousands of capital sources, youll be positioned to execute efficiently and deliver highly competitive financing solutions. Our esteemed SelectLeaders client is a fast-growing, tech-enabled capital advisory platform seeking experienced Commercial Mortgage Brokers to join its nationwide, fully remote team.
Mortgage Loan Originator First Financial Bank NAMortgage Loan OriginatorDowners Grove, ILThe position will be required to self-source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources.
Mortgage Loan Originator Paladin Consulting, Inc.Mortgage Loan OriginatorChicago, ILThe position will be required to self-source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. As a Client Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources.
Mortgage Account Executive - Chicago, IL Guidance ResidentialMortgage Account Executive - Chicago, ILChicago, IL$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If you’re ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Mortgage Account Executive - Lombard, IL Guidance ResidentialMortgage Account Executive - Lombard, ILLombard, IL$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If you’re ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Private Mortgage Banking Associate Manager (SAFE) Wells Fargo & CoPrivate Mortgage Banking Associate Manager (SAFE)Chicago, ILThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Produce high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial planners, bank stores, past customers, and other nontraditional sources while providing excellent customer service.
Private Mortgage Banker (SAFE) Wells Fargo & CoPrivate Mortgage Banker (SAFE)Chicago, ILThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
Mortgage Retail Sales Consultant (SAFE) Wells Fargo & CoMortgage Retail Sales Consultant (SAFE)Chicago, ILThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
Mortgage Broker Loan Officer Epic MortgageMortgage Broker Loan OfficerBrookfield, ILRemoteWe’re a fast-growing, purpose-driven brokerage built by top-tier professionals who don’t just close loans — we close gaps in people’s lives. As a Mortgage Broker Loan Officer, you’ll be in the driver's seat helping clients turn dreams into deeds — literally.
Mortgage Loan Officer - SWISH MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATIONMortgage Loan Officer - SWISHBRIDGEVIEW, ILClient Consultation:** Engage with potential borrowers to understand their financial needs and provide tailored loan solutions.- **Loan Origination:** Assist clients in completing loan applications, ensuring accuracy and compliance with all regulatory requirements.- **Financial Analysis:** Evaluate borrower creditworthiness and perform detailed financial analysis to determine eligibility for various loan products.- **Relationship Building:** Cultivate and maintain strong relationships with clients, real estate agents, and other industry professionals to establish a robust referral network.- **Documentation and Processing:** Pricing and Negotiating the Rate and Terms of the mortgage loan, Oversee the loan application process, ensuring all documentation is complete and submitted on time.- **Customer Service Excellence:** Provide exceptional service throughout the loan process, addressing client inquiries and resolving issues promptly.
Mortgage Loan Officer - Chicago, IL Huntington Bancshares IncMortgage Loan Officer - Chicago, ILDowners Grove, IL$10–$11.54 / hourBasic Qualifications: High school diploma or GED One or more years of mortgage loan origination experience, preferably at a bank NMLS license Preferred Qualifications: Pipeline and book of business Bachelor's degree preferred Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) Knowledge of mortgage procedures, documentation, and underwriting guidelines Demonstrated ability to identify opportunities to cross-sell financial products and services Effective written and verbal communication skills Strong organizational skills •Ability to multi-task * PC - Internet skill #LI-NA1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. Duties & Responsibilities: Develops new and expands internal and external referral sources to grow mortgage business Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
Financial Analyst – GLM – Mortgage Accounting Wintrust Financial CorporationFinancial Analyst – GLM – Mortgage AccountingRosemont, ILFull timeWe serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Responsibilities will include daily cash monitoring, day-to-day cash management functions, mortgages held for sale tracking, general ledger entries, financial and investor – accounting analysis, bank and GL analysis, gain on sale allocation, as well as supporting the Corporate Controller with various special projects as needed.
Mortgage Loan Originator U.S. BancorpMortgage Loan OriginatorChicago, ILIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Mortgage Loan Assistant U.S. BancorpMortgage Loan AssistantIL$20–$22.50 / hourIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. This support may include following up with borrowers for the collection of required documentation, responding to borrowers questions related to loan status, and may assist operations partners in relation to specific loan requests.
Mortgage Area Sales Manager I Fifth Third BankMortgage Area Sales Manager IChicago, IllinoisSUPERVISORY RESPONSIBILITIES: Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. Perform Human Resource tasks for the team, such as exception time reporting, performance reviews, coaching, performance management, commission administration and identifying training issues.
Mortgage Loan Originator. Fifth Third BankMortgage Loan Originator.Lincolnwood, IllinoisIncentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
Mortgage Loan Originator Fifth Third BankMortgage Loan OriginatorSaint Charles, IllinoisMortgage Loan OriginatorAt Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance.
Mortgage Loan Officer Self-Help Services CorpMortgage Loan OfficerChicago, IllinoisThis network may consist of Real Estate professionals, builders, and professional contacts, as well as other valuable referral sources enhanced by regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. Develop mortgage loan business through continual identification, development and maintenance of a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Remote Mortgage Protection Insurance Agent MINK Life & Legacy AgencyRemote Mortgage Protection Insurance AgentGary, INRemote$150,000–$200,000If you're tired of long commutes or missing moments with family, this work-from-home opportunity offers a real path to a meaningful career — with free, proven training and full support. Mink Life & Legacy is seeking motivated, coachable individuals who want more time and more control.
Mortgage Document Specialist (3-month temp assignment) Consumer Credit UnionMortgage Document Specialist (3-month temp assignment)Elgin, IL$18–$20 / hourFounded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.3 billion in assets and serves more than 280,000 members, making it one of the largest credit unions in the state. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs.