JobotNewRemote Mortgage Underwriter (DE and LAPP/SAR Required) JobotRemote Mortgage Underwriter (DE and LAPP/SAR Required)Kirkwood, NJRemote$95,000–$110,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success.
Weichert, RealtorsMortgage Advisor-CGS Weichert, RealtorsMortgage Advisor-CGSCherry Hill, NJThe MA-CGS is responsible for prospecting, pipeline and funnel metrics based on target goals established by the SVP of Sales, including but not limited to, contact %’s, mortgage pre-approvals, mortgage applications, closed loan % and closed loans. The MA-CGS is responsible for originating residential mortgage loans generated by the Company through Weichert Realtor’s Open Houses, QR Code Open House App, Weichert Lead Network and other Company Generated Leads (as defined by the Company).
ZillowNewRemote Mortgage Loan Officer (Pennsylvania) ZillowRemote Mortgage Loan Officer (Pennsylvania)Bensalem, PARemoteThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
Wsfs FinancialBilingual Mortgage Loan Processor Wsfs FinancialBilingual Mortgage Loan ProcessorBryn Mawr, Pennsylvania$42,289–$69,475We are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.
WSFS Financial CorpMortgage Processor WSFS Financial CorpMortgage ProcessorBryn Mawr, PA$42,289–$69,475 / yearWe are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive.
WSFS BankMortgage Processor WSFS BankMortgage ProcessorBryn Mawr, PAWe are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. Job Description At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive.
Unity BankResidential Mortgage Processor Unity BankResidential Mortgage ProcessorClinton, NJAbility to read, analyze, and interpret legal documents, governmental regulations, and professional publications; ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank.
Wsfs FinancialNewMortgage Underwriter II Wsfs FinancialMortgage Underwriter IIBryn Mawr, Pennsylvania$53,744–$88,290.50WSFS Bank will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work visa sponsorship from WSFS Bank now or in the future in order to retain their authorization to work in the United States. The Mortgage Loan Underwriter II is responsible for underwriting residential mortgage loans in accordance with Fannie Mae, Freddie Mac, FHA, WSFS Bank policy, and WSFS Mortgage investor guidelines.
Cross Key ManagementMortgage Loan Opening and Disclosure Specialist Cross Key ManagementMortgage Loan Opening and Disclosure SpecialistBlue Bell, PA2. Mortgage Disclosure Preparation: o Ensuring all required disclosures are accurately prepared and provided to borrowers. 3. Collaboration with Teams: o Working closely with loan officers, underwriters, and compliance teams to ensure a.
Unity BankResidential Mortgage Closer Unity BankResidential Mortgage CloserClinton, NJUnity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. The Residential Mortgage Closer is a position that is responsible for the preparation, review and delivery of all closing packages and instructions to settlement, as well as, performing all of the subsequent tasks that are required to deliver and fund each loan with its specific investor.
Cross Key ManagementMortgage Loan Officer Cross Key ManagementMortgage Loan OfficerBlue Bell, PAEstablishes and maintains relationships with realtors, company officers, builders and new home sales representatives in order to develop and retain existing business; Meets with applicants/borrowers and acts as a mortgage loan advisor in order to determine the best loan product to accomplish the desired outcome for the particular situation in accordance with Bank Loan Policy. Mortgage Loan Officer will originate mortgage loans in full compliance with the Company Loan Policy as well as maintain compliance with all applicable federal, state, and local regulations, laws, and agency and/or Investor requirements for 1-4 Family residential mortgage lending.
Mortgage Access CorpMortgage Advisor-CGS Mortgage Access CorpMortgage Advisor-CGSCherry Hill, NJPart timeThe MA-CGS is responsible for prospecting, pipeline and funnel metrics based on target goals established by the SVP of Sales, including but not limited to, contact %’s, mortgage pre-approvals, mortgage applications, closed loan % and closed loans. The MA-CGS is responsible for originating residential mortgage loans generated by the Company through Weichert Realtor’s Open Houses, QR Code Open House App, Weichert Lead Network and other Company Generated Leads (as defined by the Company).
Fulton Financial CorpSenior Mortgage Loan Officer Outside Sales Fulton Financial CorpSenior Mortgage Loan Officer Outside SalesPASpends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Fulton Financial CorpMortgage Loan Officer Fulton Financial CorpMortgage Loan OfficerNJMeets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Fulton Financial CorpCRA Mortgage Loan Officer Fulton Financial CorpCRA Mortgage Loan OfficerEdison, NJ$27.07–$45.10 / hourEach employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. • Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information.
Fulton Financial CorpMortgage Loan Officer Outside Sales Fulton Financial CorpMortgage Loan Officer Outside SalesPASpends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Spieldenner Financial GroupMortgage Protection Broker Spieldenner Financial GroupMortgage Protection BrokerPhiladelphia, PARemoteYour level of success will depend on factors including your effort, ability to follow training and systems, engagement with leads, and client needs in your area. Spieldenner Financial Group is hiring motivated individuals to help families protect their income through mortgage protection coverage.
M&T Bank CorpMortgage Originator M&T Bank CorpMortgage OriginatorCherry Hill, NJEducation and Experience Preferred: Technical Skills: General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability Strong mathematical skills Self-motivated, well-organized individual Excellent verbal and written communication skills Ability to interact with individuals at all income levels and peers in a professional manner Demonstrated ability to work independently and to follow through on details to completion Ability to work under critical time constraints. Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
NVR IncMortgage Loan Officer NVR IncMortgage Loan OfficerPhiladelphia, PAPositively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships. As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948.
Q1 Technologies, IncProgram Manager with Mortgage domain experience Q1 Technologies, IncProgram Manager with Mortgage domain experienceFort Washington, PAMust Have Technical/Functional Skills: Program Management: Mortgage Domain Expertise: Comprehensive knowledge of the US Residential Mortgage lifecycle: Origination, Processing, Underwriting, and Closing. Roles & Responsibilities: Gen-AI Program Oversight & Delivery:Lead the implementation roadmap for Gen-AI based Mortgage IDP (extracting data from 1003s, paystubs, W2s, etc.) and Gen-AI assisted underwriting.
Wsfs FinancialMortgage Loan Officer- New Jersey Wsfs FinancialMortgage Loan Officer- New JerseyBurlington, New Jersey$35,563–$35,563The Mortgage Loan Officer will originate mortgage loans (purchase and refinances including Conventional loans, FHA, USDA, VA, First Time Home Buyers) in the New Jersey area. At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive.
Wsfs FinancialMortgage Banking Advisor Wsfs FinancialMortgage Banking AdvisorBryn Mawr, Pennsylvania$44,146–$44,146At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.
Mutual of Omaha MortgageMortgage Branch Manager Mutual of Omaha MortgageMortgage Branch ManagerPhiladelphia, PAFull timeBranch Managers work strategically with their sales team in collaboration with operations staff; overseeing their branches responsibilities for active production and pipeline management. At Mutual of Omaha Mortgage, Branch Managers oversee and serve many duties including: sales, recruiting, administration, staff supervision and client networking.
Mutual of Omaha MortgageReverse Mortgage Inside Sales Loan Officer Mutual of Omaha MortgageReverse Mortgage Inside Sales Loan OfficerPhiladelphia, PARemoteFull timeAt Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen and build rapport, in addition to understanding and analyzing the full financial situations of our customers. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in the home as a means to assist a peaceful and secure transition to one’s retirement years.
Wsfs FinancialNewMortgage Loan Officer- Cape May County, NJ Wsfs FinancialMortgage Loan Officer- Cape May County, NJCherry Hill, New Jersey$48,416–$79,541.75The Mortgage Loan Officer will originate mortgage loans (purchase and refinances including Conventional loans, FHA, USDA, VA, First Time Home Buyers) in the New Jersey area. At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive.
Wsfs FinancialNewMortgage Loan Officer- Atlantic County, NJ Wsfs FinancialMortgage Loan Officer- Atlantic County, NJCherry Hill, New Jersey$48,416–$79,541.75The Mortgage Loan Officer will originate mortgage loans (purchase and refinances including Conventional loans, FHA, USDA, VA, First Time Home Buyers) in the New Jersey area. At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive.
NewRez LLCMortgage Consultant- Outbound Team NewRez LLCMortgage Consultant- Outbound TeamNJDESCRIPTIONDuties and ResponsibilitiesOriginate purchase and refinance loans by responding to company-provided leads via phone in a timely manner from: internet, direct mail campaigns, referrals, or other special marketing campaigns. POSITION SUMMARYThe Mortgage Consultant is responsible originating a variety of different types of loans all focused on servicing our existing customers and first home purchase business.
First Heritage Mortgage ServicesExternal Mortgage Loan Originator First Heritage Mortgage ServicesExternal Mortgage Loan OriginatorFeasterville-Trevose, PAThe External Mortgage Originator will actively solicit mortgage loan referrals from external centers of influences (COI's) including but is not limited to realtors, builders, financial advisors, accountants, and previous clients. Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies, a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA and local bond programs.
First Heritage Mortgage ServicesMortgage Loan Originator First Heritage Mortgage ServicesMortgage Loan OriginatorFeasterville-Trevose, PAProviding high quality counseling, advisement and educational prospective for borrowers regarding mortgage programs, rates and documentation requirements by conducting in-depth telephone and occasional face to face interviews. Candidates must possess a thorough understanding of FNMA, FHA and PHFA programs and guidelines, relationship marketing experience, well-developed communication skills and the ability to identify and cultivate existing and future business opportunities.
Guidance ResidentialMortgage Account Executive - Philadelphia, PA Guidance ResidentialMortgage Account Executive - Philadelphia, PAPhiladelphia, PA$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If you’re ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Guidance ResidentialMortgage Account Executive - Piscataway, NJ Guidance ResidentialMortgage Account Executive - Piscataway, NJPiscataway, NJ$65,000–$90,000 / yearWe are seeking a driven Mortgage Account Executive to join our field sales team providing front-line customer service helping families navigate the home financing process. If you’re ready to go the extra mile to serve your community and deliver outstanding service through a high-earning career with meaningful work, Guidance Residential wants you!
Legends Hospitality, LLCWarehouse Associate - Freedom Mortgage Pavilion Legends Hospitality, LLCWarehouse Associate - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. Practice safe work habits, follow all safety policies and procedures and regulations, complete company-wide safety training and any additional job specific safety training.
Legends Hospitality, LLCWarehouse Supervisor - Freedom Mortgage Pavilion Legends Hospitality, LLCWarehouse Supervisor - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. The Warehouse Supervisor is responsible for coordinating and executing warehouse operations and procedures in order to ensure departmental effectiveness and efficiency so that all product, supply and equipment needs are met throughout the venue.
Legends Hospitality, LLCService Bartender - Freedom Mortgage Pavilion Legends Hospitality, LLCService Bartender - Freedom Mortgage PavilionCamden, NJThe Service Bartender position provides exceptional guest service while working collectively and cooperatively in the Premium Service Department specifically in the Bars, Suites, In-Seat or Restaurant environment. Our Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions.
Legends Hospitality, LLCPremium Supervisor - Freedom Mortgage Pavilion Legends Hospitality, LLCPremium Supervisor - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. Oversees and/or participates in stand set-up and closing procedures (ex: counting inventory, prep, cleaning) Ensures that all work stations remain clean and sufficiently stocked.
Legends Hospitality, LLCOffice Supervisor - Freedom Mortgage Pavilion Legends Hospitality, LLCOffice Supervisor - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. Follow and encourage your team to follow all safety policies and procedures, including but not limited to looking for and reporting any unsafe work conditions, and complete company-wide safety training and any additional job specific safety training.
Legends Hospitality, LLCBeverage Supervisor - Freedom Mortgage Pavilion Legends Hospitality, LLCBeverage Supervisor - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. Follow and encourage your team to follow all safety policies and procedures, including but not limited to looking for and reporting any unsafe work conditions, and complete company-wide safety training and any additional job specific safety training.
Legends Hospitality, LLCFood Runner - Freedom Mortgage Pavilion Legends Hospitality, LLCFood Runner - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. The Concession Runner is responsible for working with cashiers and kitchen staff in concession stands to deliver food and beverage orders from stand to guest at all games and other events.
Legends Hospitality, LLCLead Cook - Freedom Mortgage Pavilion Legends Hospitality, LLCLead Cook - Freedom Mortgage PavilionCamden, NJOversee a staff of kitchen employees to maximize productivity and efficiency of kitchens • Maintains consistency in attitude and behavior • Works to make a specific impression on our clients • Approaches all tasks with a "can-do" attitude • Presents a cheerful, positive manner • Shows initiative and takes action with an appropriate level of independence • Inventory product and prepare it according to management and health guidelines • Responsible for cleaning the equipment and cooking area • Perform duties as required to accomplish delivery of concessions menu • Requires some cooking experience and willingness to learn • Maintain a professional attitude and appearance. Qualifications: • Ability to lift up to 50lbs • Ability to walk, reach, stand, bend for long periods of time • Able to work flexible hours (evenings, weekends, holidays) • Able to work under pressure • Effective interpersonal and oral communication skills • Team Player • Must be at least 18 years old • Previous cooking experience required • High school diploma or equivalent • Culinary training preferred • Must have two (2) to three (3) years working in a fast-paced high-end club, or restaurant.
Legends Hospitality, LLCConcession Stand Worker - Freedom Mortgage Pavilion Legends Hospitality, LLCConcession Stand Worker - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. • Must have sufficient mobility to perform assigned production tasks including: constant reaching, bending, stooping, wiping, pushing, and pulling for extended periods of time.
Legends Hospitality, LLCServer, Premium - Freedom Mortgage Pavilion Legends Hospitality, LLCServer, Premium - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. • Must have sufficient mobility to perform assigned production tasks including: constant reaching, bending, stooping, wiping, pushing, and pulling for extended periods of time.
Legends Hospitality, LLCIn Seat Server - Freedom Mortgage Pavilion Legends Hospitality, LLCIn Seat Server - Freedom Mortgage PavilionCamden, NJOur Global Planning, Global Sales, and Hospitality service solutions collaborate on every project to ensure success across each of our six verticals including professional sports, collegiate, attractions, entertainment, international, and conventions. • Must have sufficient mobility to perform assigned production tasks including: constant reaching, bending, stooping, wiping, pushing, and pulling for extended periods of time.
National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Trenton, NJ / Mercer County National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Trenton, NJ / Mercer CountyTrenton, NJNational Mortgage Field Services is actively seeking a reliable independent contractor located in or near Trenton, NJ to handle local property inspections. This is a field-based role suited for individuals who are already working independently and can manage their own territory.
National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Edison, NJ / Middlesex County National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Edison, NJ / Middlesex CountyEdison, NJNational Mortgage Field Services is actively seeking a reliable independent contractor located in or near Edison, NJ to handle local property inspections. This is a field-based role suited for individuals who are already working independently and can manage their own territory.
National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Toms River, NJ / Ocean County National Mortgage Field ServicesMortgage Field Inspector – Local Area Coverage (Independent Contractor) - Toms River, NJ / Ocean CountyToms River, NJNational Mortgage Field Services is actively seeking a reliable independent contractor located in or near Toms River, NJ to handle local property inspections. This is a field-based role suited for individuals who are already working independently and can manage their own territory.
WSFS BankMortgage Banking Advisor WSFS BankMortgage Banking AdvisorBryn Mawr, PAJob Description At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. The incumbent will provide a wide range of duties related to day-to-day sales functions, and will act as the main facilitator for communications between the MLO and customers.
Toll Brothers, Inc.Mortgage Clerk Toll Brothers, Inc.Mortgage ClerkFort Washington, PASince 1967, Toll Brothers has been building luxury homes and communities in the best locations in the U.S. Today, we’re a Fortune 500 company operating in over 60 markets. We’re the country’s premier luxury builder with the widest range of product offerings and price points in the industry, serving first-time, move-up, active-adult, and second-home buyers.
Fulton BankMortgage Loan Officer Fulton BankMortgage Loan OfficerMt Laurel, New JerseyMeets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Fulton BankSenior Mortgage Loan Officer Fulton BankSenior Mortgage Loan OfficerEdison, New JerseyA significant amount of time will be spent building relationships and soliciting first mortgages with realtors, builders, accountants, lawyers, financial advisors and other referral sources to obtain mortgage loan applications. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Fulton BankCRA Mortgage Loan Officer Fulton BankCRA Mortgage Loan OfficerPhiladelphia, Pennsylvania$27.79–$46.30 / hourEach employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information.