Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communication skills, including visual, auditory and speaking skills; through knowledge of changes in policies, procedures, and regulations applicable to the bank and the mortgage industry; understanding of Federal and State regulations and investor's guidelines pertaining to residential first mortgage loans; strong problem solving, analytical, and organizational skills; excellent knowledge and proficiency in Word, Excel, Outlook, and automated underwriting systems; strong attention to details, accuracy, and quality; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. The Mortgage Opener reviews eligibility of new mortgage applications received from loan officers and updates information on the Loan Origination system as needed and orders all initial services required to process a mortgage application including but not limited to appraisals, flood certifications, condo questionnaires and verifications of employment.