Advanced understanding of the Three Lines of Defense model, with demonstrated experience leading first-line risk ownership, governance, control design and effectiveness, risk and control self-assessments, key risk indicators, risk appetite, issue management, remediation, attestations, operational loss events, and supporting evidence. 15+ years of progressive leadership experience in financial services, including significant executive-level accountability in governance, business controls, risk management, regulatory compliance, transformation, operational resilience, or complex program delivery.