The VP Product Owner will: Define and champion the product vision, strategy, and roadmap for your designated product area within the lending experience, aligning with overall business objectives Own the end-to-end product lifecycle, from ideation, requirements definition, and prioritization through development, launch, and iteration Identify and execute opportunities to leverage AI, machine learning, and generative AI capabilities (e.g., intelligent document processing, automated underwriting support, customer service chatbots, predictive risk scoring) to optimize the mortgage workflow Engage and collaborate effectively with stakeholders across business units, technology teams, data science teams, and executive leadership to gather insights, align priorities, and ensure product success Translate business needs and market opportunities into clear, well-defined goals, user stories, acceptance criteria, and functional requirements using methodologies like use cases, process flows, and data analysis Own, maintain, and prioritize the product backlog, ensuring alignment with strategic goals and maximizing value delivery within an Agile (Scrum/Kanban) framework Actively participate in and contribute to Agile ceremonies (e.g., backlog grooming, sprint planning, retrospectives), collaborating closely with development teams, Tech Leads, Data Scientists, and UAT Drive complex, high-profile product initiatives by coordinating efforts across departments, interfacing with system developers, business subject matter experts, and project managers to ensure seamless execution Serve as a domain expert for the end-to-end business functions related to your product. High proficiency in G-Suite Strong understanding of data management concepts and database technologies; general understanding of software systems architecture; experience with BI tools, Snowflake/SQL Server/.NET, XML/EDI, GTM/Google Analytics is a plus Excellent communication (interpersonal, verbal, written) and presentation skills, with experience interfacing effectively with stakeholders at all levels, including executive management Strong analytical, critical thinking, problem-solving, and strategic decision-making skills with sound judgment Exceptional organizational skills, attention to detail, and ability to deliver accurate results in a fast-paced environment Proven ability to collaborate effectively within and across teams, influence without authority, and work independently Strong business acumen and strategic thinking capabilities Experience in Financial Services, particularly the mortgage industry, is highly desirable Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.