Through BTS, a fintech, insurer, or other institutional client can provide access to a full suite of everyday banking capabilities, including debit cards, check writing, ACH receiving (including direct deposit), online bill pay, 24/7 customer service, and fraud monitoring. Institutional clients can set up accounts, ACH/Checks, cards/ATMs, bill pay, statements, tax reporting, fraud protection, and white-label portals, with consultative support and a dedicated team for back office and product support.