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Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. As a closer at Celtic Bank, you’ll be exposed to the inner workings of SBA lending and gain the knowledge you need to build or continue your career in commercial banking.

Are you looking to break into a new career—not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a closer processor at Celtic Bank. As a closer at Celtic Bank, you’ll be exposed to the inner workings of SBA lending and gain the knowledge you need to build or continue your career in commercial banking. However, you’re not just another resource in a cubicle; you’re a valued member of an essential team. At Celtic we offer hands-on training and the freedom to do your job well and grow in the process. You’ll have ample opportunities to be mentored and to mentor, so that you can, ultimately, enjoy and excel at your work.And did we mention every day is business casual? We know our employees are more innovative and productive when they feel free to be themselves. Want to know more? Apply for or ask about this opening! It’s time to work for a different kind of bank.*This position is only for Utah-based candidates as it is fully in office. WHAT MAKES CELTIC DIFFERENT<ul><li>Managers are mentors</li><li>Questions are encouraged</li><li>Business causal is everyday</li><li>Hard work is rewarded</li><li>You’re always learning</li></ul>WHAT YOU’LL DO AT CELTIC BANK<ul><li>Manage the commercial loan closing process to ensure that all closing requirements are met and that closing deadlines are achieved for each loan file in respective pipeline.</li><li>Ensure loan file accuracy including all packaging documents, satisfaction of credit conditions and compliance with SBA lending requirements.</li><li>Answer to Audited loan packages to ensure compliance with Bank and regulatory guidelines.</li><li>Review closing documents for accuracy and compare the documents to commitment and loan summaries</li><li>Identify missing documents or discrepancies in closing packages and ensure timely satisfaction of requirements.</li><li>Clear conditions of loan commitments, clear loans for closing and document approved exceptions.</li><li>Discern and resolve issues that may emerge during the loan closing process.</li><li>Regularly provide production and loan status reports.</li><li>Ensure correct lien position on all collateral.</li><li>Schedule loans for closing and prepare loan closing worksheets for funding.</li><li>Maintain superior level of customer service with customers, bank employees and department members.</li><li>Maintain professional and technical knowledge of all regulations related to closing procedures.</li></ul>RequirementsWHAT YOU’LL NEED TO DO IT<ul><li>1-5 years' worth of experience in SBA financing preferred.</li><li>504 closing experience preferred.</li><li>Commercial loan closing experience preferred.</li><li>Current knowledge of banking regulations preferred.</li><li>Demonstrated superior customer service skills.</li><li>Ability to collaborate, influence and motivate.</li><li>Exceptional interpersonal, verbal and written communication skills.</li><li>Strong organizational skills and exceptional attention to detail.</li><li>Strong multi-tasking skills, ability to handle multiple files or projects at one time.</li><li>Position requires a highly motivated go-getter with a great attitude.</li><li>Proficiency in Microsoft Office, Internet and related computer skills.</li></ul>BenefitsHOW YOU'LL BENEFIT<ul><li>Medical, dental, vision</li><li>401(k) with employer match</li><li>Life and long-term disability coverage</li><li>HSA and FSA plans</li><li>Holidays and paid time off requests</li><li>Robust wellness program (we’re talking catered meals three times a week, lunch and learns, and onsite gym!)</li></ul>Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.Physical and Other RequirementsThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.<ul><li>Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.</li><li>Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.</li><li>Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.</li><li>Work Model: The employee in this position will work either a fully Onsite or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.</li><li><ul><li>Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements</li></ul></li></ul>

Celtic Bank

SBA Loan Closer Processor

Accounting Close

Administrative Skills

Auditing

Banking Regulations

Business Loans

Commercial Banking

Commercial Construction

Commercial Loans

Commercial Property Loans

Communication Skills

Customer Support/Service

Detail Oriented

Employment Law

English Language

Flexible Spending Accounts

Funding

Interpersonal Skills

Liens

Loan Closing

Loan Processing

Loans

Maintain Compliance

Mentoring

Multitasking

Office Equipment

Organizational Skills

Presentation/Verbal Skills

Problem Solving Skills

Regulations

Regulatory Compliance

Sales Closing Skills

Small Business

Status Reports

Team Player

Time Management

United States Department of Agriculture (USDA)

Willing to Travel

Writing Skills

Workable

Our infrastructure includes a fully automated esoteric core laboratory in Fort Lauderdale, a histology and microbiology operation in Largo, Florida, and a network of hospital-based rapid-response laboratories present in four HCA Healthcare divisions in Florida. HCA Healthcare Laboratory Services is a full-service provider of clinical laboratory and anatomic pathology services, providing hospitals, physicians, and clients with timely diagnostic information for patient care.

Experience the HCA Healthcare difference where colleagues are trusted, valued members of our healthcare team. Grow your career with an organization committed to delivering respectful, compassionate care, and where the unique and intrinsic worth of each individual is recognized. Submit your application for the opportunity below: Complex Specimen Processor PRN <h5>Job Summary and Qualifications</h5><h6></h6><h5>You Will:Responsible for the management and handling of inbound and outbound samples to include tracking, accessioning/registration, sample preparation, case organization and processing, for in house testing or submission to third parties. Ensures positive patient identification in the handling, aliquoting and labeling of samples and/or slides. Performs patient registration and test order entry procedures with accuracy and in a timely manner. Demonstrates a thorough understanding of specimen collection, storage, transport and testing requirements as well as specimen rejection criteria. Prepares, labels, and handles laboratory specimens according to established policies and procedures based on specimen type and testing ordered. Manages the storage and discard of samples and/or slides according to established policy and schedule Performs instrument set-up, preventative maintenance and quality assurance procedures as assigned and scheduled. Completes associated documentation, Identifies unacceptable outcomes and takes corrective action as required or escalates to department leadership when unable to resolve. Actively participates in Continuous Quality Improvement. Provides input into the design of workflows, systems and processes.  You Should Have:High School Diploma requiredAssociate’s Degree preferredMinimum 2 years of experience in a laboratory setting preferredKnowledge of laboratory methods as well as specimen collection, storage, transport and testing requirements based on test requested or ordered. Excellent communication skills and effective team workAbility to organize work according to priorityBenefits</h5>CRL – Mountain Division, offers a total rewards package that supports the health, life, career and retirement of our colleagues. The available plans and programs include:<ul><li>Comprehensive benefits for medical, prescription drug, dental, vision, behavioral health and telemedicine services</li><li>Wellbeing support, including free counseling and referral services</li><li>Time away from work programs for paid time off, paid family leave, long- and short-term disability coverage and leaves of absence</li><li>Savings and retirement resources, including a 401(k) Plan with a 100% match on 3% to 9% of pay (based on years of service), Employee Stock Purchase Plan, flexible spending accounts, preferred banking partnerships, retirement readiness tools, rollover support and financial wellbeing counseling</li><li>Education support through tuition assistance, student loan assistance, certification support, dependent scholarships and a partnership with Galen College of Nursing</li><li>Additional benefits for fertility and family building, adoption assistance, life insurance, supplemental health protection plans, auto and home insurance, legal counseling, identity theft protection and consumer discounts</li></ul><a href="https://careers.hcahealthcare.com/pages/employee-benefits-and-rewards" rel="noopener noreferrer nofollow" target="_blank">Learn more about Employee Benefits</a>Note: Eligibility for benefits may vary by location. HCA Healthcare Laboratory Services is a full-service provider of clinical laboratory and anatomic pathology services, providing hospitals, physicians, and clients with timely diagnostic information for patient care. Our infrastructure includes a fully automated esoteric core laboratory in Fort Lauderdale, a histology and microbiology operation in Largo, Florida, and a network of hospital-based rapid-response laboratories present in four HCA Healthcare divisions in Florida. Our core laboratories support more than 250 acute and rehab hospitals, physician practices, surgery centers, and commercial accounts.HCA Healthcare has been recognized as one of the World’s Most Ethical Companies® by the Ethisphere Institute more than ten times. In recent years, HCA Healthcare spent an estimated $3.7 billion in costs for the delivery of charitable care, uninsured discounts, and other uncompensated expenses. <blockquote class="neu-text--h4 neu-text--heavy neu-text--hca-orange neu-text--align-center neu-padding--20">"There is so much good to do in the world and so many different ways to do it."- Dr. Thomas Frist, Sr. 
 HCA Healthcare Co-Founder </blockquote>If you find this opportunity compelling, we encourage you to apply for our Complex Specimen Processor PRN opening. We promptly review all applications. Highly qualified candidates will be directly contacted by a member of our team. We are interviewing - apply today!<cite>We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.</cite>

At its founding in 1968, Nashville-based HCA was one of the nation's first hospital companies. Today, we are the nation's leading provider of healthcare services, a company comprised of locally managed facilities that includes about 165 hospitals and 115 freestanding surgery centers in 20 states and England and employing approximately 204,000 people. Approximately four to five percent of all inpatient care delivered in the country today is provided by HCA facilities. Richard M. Bracken serves as Chairman of HCA and R. Milton Johnson is the company's President and Chief Executive Officer. HCA is committed to the care and improvement of human life and strives to deliver high quality, cost effective healthcare in the communities we serve. Building on the foundation provided by our Mission & Values, HCA puts patients first and works to constantly improve the care we give them by implementing measures that support our caregivers, help ensure patient safety and provide the highest possible quality. Investing in our communities is important to us. HCA typically invests about $1.5 billion annually to keep our facilities modern and up-to-date technologically and to expand and add services where needed. Focusing primarily on communities where the company is a leading healthcare provider, HCA selectively adds new facilities in order to better serve our communities. And because two HCA founders were physicians, we value highly the strong relationships we've created with local physicians. We endeavor to provide them with a wide array of services and modern facilities in order to help them deliver the best possible care.

HCA Healthcare

Complex Specimen Processor PRN

Banking Services

Behavioral Health

Corrective Action

Documentation

Healthcare

High School Diploma

Histology

Hospital

Laboratory

Leadership

Medical Treatment

Microbiology

Order Processing

Patient Registration

Prescription Drugs

Preventative Maintenance

Quality Assurance

Quality Management

Sample/Specimen Processing

Schedule Development

Specimen Collection

Specimens/Samples

Stock Purchase Plans

Telemedicine

Test Requirements

Testing

Jobvite Talemetry Organic Easy Apply

The Correspondence Processor is a non-clinical staff member with a high school education and some experience in the medical field, preferably in managed care. Daily tasks include selecting appropriate templates, performing minor grammar checks, and sending letters within specified timeframes.

The Correspondence Processor is a non-clinical staff member with a high school education and some experience in the medical field, preferably in managed care. They process and monitor all member and provider correspondence through the healthcare letter database, ensuring adherence to policies and procedures. The role requires skills such as attention to detail, quick learning, adaptability, and multi-tasking. Daily tasks include selecting appropriate templates, performing minor grammar checks, and sending letters within specified timeframes. Required qualifications include a High School Diploma or GED. The schedule is typically 9-6pm PST, Sunday – Thursday or Tuesday – Saturday. IT equipment needed includes a laptop, keyboard, docking station, and two monitors.

Saviance

Admin/Clerical - Correspondence Processor

Managed Care

Procedure Implementation

Secondary School

Hire Recruits

Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures the marketability of closed loans and the safety of Credit Union assets. 4. Assumes responsibility for establishing and maintaining professional working relations with members and external lending professionals and governmental agencies.

Schedule:
Mon- Fri

Overview:
Responsible for reviewing and underwriting mortgage loans. Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures the marketability of closed loans and the safety of Credit Union assets. Approves, suspends, or denies loan applications. Ensures that loans are approved within the terms of the Credit Union's standards and procedures, regulatory underwriting guidelines, and FHA, VA, and other secondary market requirements. Provides support to Mortgage Department Personnel.

Responsibilities:
1. Assumes responsibility for reviewing appraisals and ensuring that determined values are well documented. a. Evaluates and assesses the collateral and capacity of mortgage loans.b. Ensures that properties do not need repairs. Sets conditions for inspections if repairs are needed.c. Reviews comparables to ensure they meet the guidelines for adjustments.d. Ensures that properties do not need repairs. Sets conditions for inspections if repairs are needed.e. Reviews appraisals and ensures that risks are appropriate and meet all guidelines of the applicable loan type. 2. Assumes responsibility for accurately evaluating the credit worthiness of potential borrowers. a. Evaluates applicant's employment history. Ensures that the probability of continued employment is good.Verifies at least two years of employment history and ensures that all income used in qualifying is expectedto continue. Evaluates likelihood of job tenure. Assesses overtime, bonuses, and commissions used to qualify. Analyzes tax returns and balance sheets of self-employed applicants.b. Evaluates the adequacy of the applicant's income and the probability that the member will be able to meet expected financial obligations. Assesses family support requirements. Compares previous housing expenseswith proposed expenses. Examines income trends and determines possibilities for increased income in future years.c. Assesses potential borrower's assets. Ensures that assets meet closing requirements, are derived fromacceptable sources, and that acceptable levels of reserves will remain after closing.d. Reviews borrower's credit. Reviews the manner in which obligations have been met and financial affairsmanaged. Investigates derogatory credit. Ensures that all previous mortgage histories are rated and all debtsare appropriately listed and rated.e. Orders private mortgage insurance in compliance with PMI guidelines.f. Completes all underwriting functions in accordance with various program requirements, Credit Unionstandards, and related legal and regulatory requirements.g. Completes related documentation and reports. Maintains files and ensures their completeness.h. Ensures that all lending conditions have been satisfactorily met prior to closing. Ensures the marketability of closed loans and the safety of Credit Union assets. 3. Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management. <ol><li>Assists and supports Credit Union personnel as needed. Answers questions of Loan Officers, and Processors regarding policies and procedures.</li></ol>b. Keeps management informed of area activities and of any significant problems.c. Attends and participates in meetings and committees as required.d. Completes required reports and records. 4. Assumes responsibility for establishing and maintaining professional working relations with members and external lending professionals and governmental agencies. a. Answers questions and resolves problems.b. Conveys correct information regarding loan policies and procedures.c. Maintains the Credit Union's professional reputation. 5. Assumes responsibility for related duties as required or assigned.a. Maintains and updates knowledge of underwriting requirements and policies, and investor guidelines.b. Stays informed of modifications and updates in Desktop and MortgageWare software applications.c. Completes special projects as assigned.d. Keeps work area clean, secure, and well maintained.e. Provides suggestions for improvements in underwriting policies and procedures.

Qualifications:
Training/Education/Certification: - High school graduate. Additional coursework in business or related field. Required Knowledge: - Knowledge of financial statements, credit reports, tax returns, and appraisals.- Full understanding of FHA, VA, and conventional underwriting requirements.- Knowledge of Credit Union lending programs, policies, procedures, and standards.- Able to use Mortgage Loan Operating System, FNMA Desktop Underwriter and Secondary guides, and related computer applications. Experience Required: - Five to ten years experience in mortgage processing, origination and/or closing. Skills/Abilities: - Excellent communication skills.- Sound credit judgment.- Strong math ability.- Good organizational skills and attentive to detail.- Able to operate required computer applications, typewriter, 10-key, and other basic business machines.

America First Credit Union

Mortgage Underwriter

10-key (Tenkey) Numeric Keypad

Analysis Skills

Credit Analysis

Credit Reports

Credit Union

Desktop PC

Fannie Mae (FNMA)

Federal Housing Administration (FHA)

File Maintenance

Financial Statements

Loan Origination

Loan Policy

Loan Underwriting

Mathematics

Mortgage

Mortgage Insurance

Mortgage Lending

Mortgage Regulations

Operating Systems

People Management

Policy Development

Procedure Development

Requirements Derivation

Requirements Management

Risk Analysis

Tax Returns

Trend Analysis

Underwriting

[AW]-iCims

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SBA Loan Closer Processor Celtic Bank

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Mortgage Underwriter America First Credit Union

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