San Francisco, CA30+ days ago
You operate with deep technical fluency and hands-on rigor, functioning as the go-to subject matter expert across fraud vectors, risk modeling, and regulatory alignment.\n \nThe ideal candidate brings systems-level thinking and the ability to operate with significant autonomy in a fast-moving fintech environment, doing the work, not just directing it.\n \nEssential Job Duties & Responsibilities:\n\n Set and drive the end-to-end fraud and risk product strategy across credit products, consumer payments, and the homeowner app, delivering strong protection without compromising experience.\n Own the roadmap for fraud detection and risk scoring systems, and partner closely with Engineering and Data Science to advance models, rules, and real-time defenses. Lead the strategy to prevent fraud-driven disputes and chargebacks by strengthening upstream controls, improving decisioning logic, and reducing opportunities for abuse before they reach Operations.\n Analyze fraud patterns, model performance, losses, and false positives, and make sharp, data-driven decisions that reduce fraud while preserving customer experience.\n Manage key vendor relationships and evaluate new technologies, signals, and platforms that can strengthen our fraud and risk defenses.\n