The prescription plan shall also include the following Advanced Utilization Management Advantage Package or its substantial equivalent as offered by the Plan's current or successor PBM: Prior Authorization - Bargaining Unit Members and their covered dependents are required to obtain approval by the PBM prior to receiving certain medications at the pharmacy or through mail order in accordance with the Advanced Utilization Management Advant age Package; Step Therapy - Following consultation with the treating physician and in accordance with the Advanced Utilization Management Advantage Package guidelines of the PBM, Bargaining Unit Members and their covered dependents are required to first subscribe to a front line medication (usually a generic medication) prior to receiving a backup medication (usually a brand name medication.); and 18. Bargaining Unit Members with twenty -five (25) years of teaching service with a minimum of ten (10) years of service in the District, who retire at age fifty-five (55) or above but prior to attaining age sixty-five (65), and draw a superannuation annuity fr om PSERS, will be eligible for Board paid premiums for individual coverage under the same medical plan as is available to current members of the professional staff, and subject to the same co-pays, deductibles, and premium contribution amounts provided that retirees shall be required to make a minimum co-payment equal to the then current amount provided by PSERS for health insurance reimbursement.