UNKNOWN

FEED

OTHER

The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Position Overview 
 The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.Key Responsibilities<ul><li>Conduct client interviews to gather personal, financial, and medical information for insurance applications.</li><li>Explain insurance products, coverage options, and policy terms clearly and accurately.</li><li>Assess potential risks and identify factors that may influence underwriting decisions.</li><li>Complete and submit applications in compliance with company policies and industry regulations.</li><li>Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.</li><li>Maintain accurate and confidential client records.</li><li>Stay informed about industry trends, underwriting guidelines, and product updates.</li></ul>Qualifications<ul><li>High school diploma or equivalent; bachelor's degree preferred.</li><li>Prior experience in insurance sales, underwriting, or financial services is highly desirable.</li><li>State insurance license (Life/Health) or ability to obtain one.</li><li>Strong communication, presentation, and interpersonal skills.</li><li>Detail-oriented with excellent organizational abilities.</li><li>Proficient in using CRM software and digital applications for client management.</li></ul>Work Environment<ul><li>Combination of fieldwork (meeting clients at their location) and remote/office-based work.</li><li>May require evening or weekend availability to accommodate client schedules as needed.</li></ul>

WB Agency

Sales Agent (Insurance)

Communication Skills

Corporate Policies

Customer Relations

Customer Relationship Management (CRM) Systems

Detail Oriented

Financial Services

Health Insurance

Industry/Trade Analysis

Insurance

Insurance Sales

Insurance Underwriting

Interpersonal Skills

Interviewing Skills

Life Insurance

Medical Records

Needs Assessment

Organizational Skills

Risk Analysis

Sales

Sales Management

Sales Prospecting

Underwriting

BreezyHR

Accurately and timely classifies loans using risk ratings; Probability of Default (PD) and Loss Given Default (LGD) with consideration of third-party ratings and/or Farm Credit System Lead's risk rating classification. Senior level: independently underwrites more complex and higher exposure transactions; may approve within delegated authority when granted; provides effective challenge, mentors junior staff, and may lead projects or training.

JOB DESCRIPTION Now hiring a Capital Market Credit Analyst/Senior Credit Analyst This position may be filled at the Capital Markets Credit Analyst (Analyst) or Senior Capital Markets Credit Analyst (Senior) level depending on experience, demonstrated competencies, and business need. The scope of responsibility, complexity of credits, and level of independence will align to the selected level. The Capital Market Credit Analyst/ Senior Credit Analyst will be responsible for analyzing credit information and independently preparing complete credit packages for purchased participation credits in accordance with the Association's underwriting standards, credit philosophies, policies, and procedures. May also assist with originated credit packages as workflow and capacity allows. They are also responsible for completing all documents, including projections and analyses, and making clear and appropriate recommendations for new loan offerings, refinances, and renewals. Processing loan treatments, such as waivers, amendments, financial reviews, and miscellaneous servicing requests. Performing timely credit analysis to evaluate and identify risks for credit actions in sufficient depth to make proper recommendations to Loan Committee. Coordinating with external relationships with participation partners including agent banks, Farm Credit Banks and Associations, and commercial banks. Preferred location is within Farm Credit of Florida territory. Hybrid or remote may be considered based on experience. Responsibilities: <ul><li>Works independently to complete credit analyses with appropriate documentation and credit risk identification.</li><li>Analyst level: underwrites less complex participation actions and servicing requests with oversight; develops proficiency in internal risk rating methodology, covenant monitoring, and credit package preparation.</li><li>Senior level: independently underwrites more complex and higher exposure transactions; may approve within delegated authority when granted; provides effective challenge, mentors junior staff, and may lead projects or training.</li><li>Ensures credit analysis clearly and concisely explain the credit request, analyzes the financial information for strengths and weaknesses, evaluates compliance with underwriting standards and makes recommendations regarding constructive terms, controls, and financial covenants.</li><li>Demonstrates skillful use of differential analysis in determining documentation requirements and developing Loan Analyses Summaries.</li><li>Ongoing monitoring of customer's financial situation, loan performance, repayment ability, loan controls and financial covenants.</li><li>Takes corrective action by corresponding and documenting the lead lender's responses to delinquent accounts.</li><li>Presents loan actions effectively to Loan Committee or the appropriate delegated authority level depending on risk profile and commitment exposure.</li><li>Coordinates with Loan Officers on assigned tasks, including loan analysis, counterparty risk assessments, industry assessments, portfolio reporting, and other miscellaneous duties as requested.</li><li>Provides backup support to the credit administration analyst, as needed.</li><li>Maintains a satisfactory Credit Administration rating on loans assigned for underwriting/restructure.</li><li>Accurately and timely classifies loans using risk ratings; Probability of Default (PD) and Loss Given Default (LGD) with consideration of third-party ratings and/or Farm Credit System Lead's risk rating classification.</li><li>Complies with all state and federal regulations as well as laws, policies and procedures of the Association, AgFirst District and Farm Credit Administration including but not limited to eligibility, borrower's rights, scope of financing, collections, renewals, and fundamentals of loan making. </li><li>Reviews credit agreements, participation documents, and other legal documentation to confirm alignment with approved credit actions, covenants, and terms.</li><li>Adheres to internal controls and maintains documentation quality commensurate with portfolio complexity and risk; supports consistent, sound risk management practices and reporting expectations.</li></ul>To qualify for this position, candidates should possess the following: Education: Bachelor's degree in Business Administration, Agriculture, Economics or Finance, or related field or equivalent work experience. Farm Credit experience is a plus. Experience: Analyst level: Minimum of two (2) to four (4) years of agricultural and/or commercial credit analysis experience or related experience. Senior level: Minimum of four (4) to

Underwriting Jobs in Tallahassee, FL

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Underwriting Jobs in Tallahassee, FL

Sales Agent (Insurance) WB Agency

Capital Markets Credit Analyst/Senior Credit Analyst Farm Credit of Florida

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