Employees of the following USDA agencies who apply for this position, whose current permanent grade is equal to the grade of the advertised position, and whose selection would result in a relocation outside the commuting area of their current duty station may not currently be considered for selection to this position: Agricultural Research Service; Economic Research Service; National Institute of Food and Agriculture, National Agricultural Statistics Service; United States Forest Service; Food and Nutrition Administration; Foreign Agricultural Service; Rural Development and component organizations; the Farm Production and Conservation (FPAC) mission area, to include the FPAC Business Center, the Natural Resources Conservation Service, the Risk Management Agency, and Farm Service Agency and Farm Service Agency County employees; Office of the General Counsel; and Office of the Assistant Secretary for Civil Rights. Specialized experience is defined as: Sufficient knowledge of agricultural production, financial management and credit principles and practices to analyze the solvency, credit risk and future repayment capacity of moderate size agricultural operations having a limited number of enterprises; knowledge of laws, rules and regulations concerning agricultural trade and business practices and of income tax laws, bankruptcy laws and other statutes; demonstrated skill in working with smaller loans and less complicated business structures (sole proprietorships and partnerships); independently performing loan collection activities.