Responsible for identifying and minimizing potential losses and maximizing recoveries of retail consumer loan portfolios, through execution of outreach to past due customers, establishing workout action plans as applicable, including proposing loan restructures, collection activities, evaluating bank collateral, documentation, and recommending alternative solutions of the delinquent and imminent default loans. Work closely with the existing responsibility officers, and other credit professionals identifying and mitigating problem loans, reassigning loans into collections management when appropriate.