NewSystems Analyst III (Utilities Domain Exp preferred) Pinnacle Technical ResourcesSystems Analyst III (Utilities Domain Exp preferred)Allentown, PennsylvaniaRemote$75–$80 / hourContractorThe specific compensation for this position will be determined by several factors, including the scope, complexity, and location of the role, as well as the cost of labor in the market; the skills, education, training, credentials, and experience of the candidate; and other conditions of employment. The Analyst will develop, analyze, and amend technical specifications for delivery to the development team, address relevant problems or roadblocks, and ensure high levels of performance and security.
Senior Credit Analyst Victaulic CoSenior Credit AnalystEaston, PAJob Function Support the Credit Manager with the development and implementation of processes and controls related to Customer Credit Approval, Collections, and Accounts Receivable for the Company. Review all staff New Account requests and existing Credit Limit updates prior to presenting to Credit Manager.
Senior Emerging Markets Credit Analyst (open to remote) Reinsurance Group of America IncSenior Emerging Markets Credit Analyst (open to remote)PARemote$150,770–$224,640 / yearUnderstand complicated nuances of regulatory frameworks for multiple industry sectors in various countries and regions, maintaining detailed and current knowledge of credit securities pricing and relative value with conviction in valuation views. Demonstrate extensive financial modeling capabilities including the ability to model and explain earnings and balance sheet expectations as well as ratings trajectories for financial and non-financial issuers and sovereigns under primary coverage.
Corporate Banking Credit Analyst I - Foreign Corporate and Aerospace, Defense & Government Services Citizens Financial Group IncCorporate Banking Credit Analyst I - Foreign Corporate and Aerospace, Defense & Government ServicesPA$85,000–$108,000 / yearCommercial Banking experience may include internships, formal credit training, business banking, middle market, and/or specialty commercial banking, commercial banking administration, commercial banking operations, commercial credit/risk oversight, and commercial loan documentation/funding/servicing or other relevant experience. Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis working with straight forward to moderately complex credits in a commercial banking environment is strongly preferred.
Credit Analyst Gordon Food Service IncCredit AnalystPAPosition Summary: The Credit Analyst will be working out of our Imperial, PA Distribution Center and will perform the credit evaluation and analysis of all prospective new business and existing accounts within assigned AR portfolio, document potential exposure to risk, and communicate directly with customers and to sales. What you will bring to the table: Three to five years of relatedof elated professional experience with exposure to customer credit evaluations and analysis or an equivalent combination of education and experience.
Senior Credit Analyst CB Financial Services, Inc.Senior Credit AnalystPAThis role facilitates timely and accurate valuation services and supports the Bank's credit approval process by preparing detailed credit memos, interpreting financial data, and recommending loan structures that align with regulatory compliance and Bank risk tolerance. Partner with commercial lending officers, relationship managers, and cross-functional teams to gather relevant information, assess credit risk, and structure credit facilities that effectively balance risk mitigation with business opportunity.
Commercial Credit Analyst - To 80K - Philadelphia, PA - Job 3518 The Symicor GroupCommercial Credit Analyst - To 80K - Philadelphia, PA - Job 3518Philadelphia, PA$80,000The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
Senior Emerging Markets (EM) Corporate Credit Analyst The Vanguard GroupSenior Emerging Markets (EM) Corporate Credit AnalystMalvern, PennsylvaniaYou will take senior responsibility for sector‑led EM corporate credit research, directly influencing relative value views, issuer selection, capital structure positioning, and portfolio construction across both dedicated EM and multisector strategies. Based at Vanguard’s global headquarters in Malvern, PA, the role partners closely with EM portfolio managers, traders, and global research peers to deliver actionable investment insights across EM corporate credit.
Sr Commercial Credit Analyst/Team Lead GpacSr Commercial Credit Analyst/Team LeadWashington, PA125000–160000As commercial loan volume continues to expand, including larger and more complex credit relationships, the bank is looking for a proven credit professional who can make an immediate impact while helping develop the next generation of analysts. A growing community bank is seeking an experienced Senior Commercial Credit Analyst / Team Lead to join its Credit Administration team.
Senior Commercial Credit Analyst Tompkins Financial CorpSenior Commercial Credit AnalystPlymouth Meeting, PACurrent knowledge of techniques necessary to analyze business financial conditions including an acute awareness of the implications that financial and non-financial factors can have in assessing a borrower's ability to service debt obligations. Perform independent validation of risk rating and loan authority component of loan funding in accordance with FDICIA and Sarbanes-Oxley requirements, as needed.
Senior Commercial Credit Analyst Tompkins Community BankSenior Commercial Credit AnalystPlymouth Meeting, PennsylvaniaFull timeCurrent knowledge of techniques necessary to analyze business financial conditions including an acute awareness of the implications that financial and non-financial factors can have in assessing a borrower’s ability to service debt obligations. Perform independent validation of risk rating and loan authority component of loan funding in accordance with FDICIA and Sarbanes-Oxley requirements, as needed.
Senior Credit Analyst Tompkins Financial CorpSenior Credit AnalystPA$90,000–$125,000 / yearCurrent knowledge of techniques necessary to analyze business financial conditions including an acute awareness of the implications that financial and non-financial factors can have in assessing a borrower's ability to service debt obligations. Perform independent validation of risk rating and loan authority component of loan funding in accordance with FDICIA and Sarbanes-Oxley requirements, as needed.
Credit Analyst III - C&I Provident Financial Services IncCredit Analyst III - C&IPlymouth Meeting, PA$77,000–$110,000 / yearThe incumbent will assist in training less experienced staff members and handle more complex and/or challenging assignments (e.g., larger deals or complicated request with larger relationship exposure under Market and Lending Leadership Approval Authority - Level 6 & 7 or below). Please note, the base pay actually offered may vary based upon the candidates skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
Credit Analyst – Onsite (Jim Thorpe, PA) Mauch Chunk Trust CompanyCredit Analyst – Onsite (Jim Thorpe, PA)Jim Thorpe, PARemoteFull timeImpactful Work: Your analysis directly supports sound lending decisions that strengthen businesses and communities. Employment at Mauch Chunk Trust is contingent upon the successful completion of a federal and state criminal background check and a credit check .
Credit Analyst AgFirstCredit AnalystMechanicsburg, Pennsylvania$51,900–$86,400Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis experience. Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? .
Senior Credit Analyst First Commonwealth Federal Credit UnionSenior Credit AnalystAllentown, PAFull timeStay updated regarding knowledge of current internal Business Lending Policy; as well as macro- and micro- economic data regarding interest rates and Commercial Lending trends as it relates to Borrowers in our field-of-membership Ongoing credit relationship maintenance consistently meeting timeliness/accuracy of documentation. Provide superior service to members, cross offering all credit union products and services when appropriate, handling member issues and concerns in a timely manner, and assist with the effective and profitable functioning of the Business Solutions Department in accordance with the established policies and objectives of the credit union.
Credit Analyst - SBA Underwriting First Commonwealth Financial CorpCredit Analyst - SBA UnderwritingPAA strong knowledge of accounting and financial analysis techniques and ability to use these skills to perform financial modeling including but not limited to discounted cash flow techniques and projected forecasted cash flow. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision.
Sr Commercial Credit Analyst GpacSr Commercial Credit AnalystSewickley, PA75000–110000They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting. Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
Credit Analyst Mauch Chunk Trust CompanyCredit AnalystPAValue Proposition: Impactful Work: Your analysis directly supports sound lending decisions that strengthen businesses and communities. Employment at Mauch Chunk Trust is contingent upon the successful completion of a federal and state criminal background check and a credit check.
Credit Analyst Horizon Farm Credit, ACACredit AnalystMechanicsburg, Pennsylvania$51,900–$86,400Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? . Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis experience.
Credit Analyst Susquehanna International Group LLPCredit AnalystBala Cynwyd, PAYou will experience this dedication to training first hand as you work collaboratively with the research analysts and traders on your desk to gain the practical exposure needed to perform your daily responsibilities. This role provides the unique opportunity to combine the quantitative aspects of finance with creative problem solving in order to develop trade ideas in a fast-paced proprietary trading environment.
High Yield Credit Analyst Susquehanna International Group, LLPHigh Yield Credit AnalystBala Cynwyd (Philadelphia Area), PennsylvaniaOverview: As a Desk Analyst on Susquehanna’s Systematic Credit team, you will partner with our senior analysts and traders to identify investment opportunities in the credit and bond market. You will experience this dedication to training first hand as you work collaboratively with the research analysts and traders on your desk to gain the practical exposure needed to perform your daily responsibilities.
Credit and Collections Analyst The Pittsburgh Paints CompanyCredit and Collections AnalystCranberry Township, PennsylvaniaCommunicate and answer incoming phone calls from store personnel - resolves customer situations dealing with credit limits, closed accounts, or accounts placed on credit hold. Monitor accounts daily - place accounts on hold, release orders, review collection notes and aged balances – provide account adjustments as necessary.
Analyst, Credit & Collections Glen-GeryAnalyst, Credit & CollectionsWyomissing, PennsylvaniaThese tasks include, but are not limited to, collecting customer payments within invoice terms, adhering to all policy and audit guidelines, managing customer credit limits, communicating with the manufacturing plants and retail centers daily on orders received, working with customer and sales to resolve invoice issues and disputes, issuing customer statements, and communicating with management if legal action is needed on uncollectable accounts. operates 26 company-owned Supply Centers, known as Brickworks Supply Centers, spanning across the Eastern and Midwestern United States, and three high-end Brickworks Design Studios located in Philadelphia, Baltimore and the global flagship store located on 5th Avenue in New York City.
Credit Analyst Internship: Summer 2027 Susquehanna International Group LLPCredit Analyst Internship: Summer 2027Bala Cynwyd, PAThrough collaboration with our Credit, Equity, and Macro Analysts, and Fixed Income, ETF, and Derivatives Traders, you will gain experience in the financial markets by tracking company news and events and assisting with valuation work. To meet the unique challenges of global markets, Susquehanna applies machine learning and advanced quantitative research to vast datasets in order to uncover actionable insights and build effective strategies.
Credit and Collections Analyst The Pittsburgh Paints CoCredit and Collections AnalystCranberry Township, PAPart timeCommunicate and answer incoming phone calls from store personnel - resolves customer situations dealing with credit limits, closed accounts, or accounts placed on credit hold. Monitor accounts daily - place accounts on hold, release orders, review collection notes and aged balances – provide account adjustments as necessary.
Investment Analyst II - Investment Grade Credit Erie Indemnity CoInvestment Analyst II - Investment Grade CreditErie, PA$88,693–$141,678 / yearAdditional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year. For this position, focused on the Investment Grade Credit with additional position details: Analyzes economic and market trends, investment-grade corporate credit issuers, with initial sector coverage expected to include the Capital and Consumer Non-Cyclical sectors.
Active Credit Structured Products Investment Analyst (ABS/CMBS/RMBS) The Vanguard GroupActive Credit Structured Products Investment Analyst (ABS/CMBS/RMBS)Malvern, PennsylvaniaLead ongoing surveillance of issuers/sectors; systematize monitoring of credit quality changes, prepayment trends, and risk factors; deliver timely updates to the desk. Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection.
Commercial Credit Analyst M&T Bank CorpCommercial Credit AnalystRadnor, PA$68,400–$114,000 / yearEducation and Experience Required: Bachelor's degree in Accounting, Finance, Economics or related field and a minimum of one year's work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis, or in lieu of a degree, a combined minimum of 5 years' higher education and/or work experience, including of one year work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating.
Production Analyst Sr. - LIHTC/Tax Credit The PNC Financial Services Group IncProduction Analyst Sr. - LIHTC/Tax CreditPADevelops narrative for submission to Credit and agencies with qualitative and quantitative analysis at a more senior level, including the structure of the transaction, sponsorship behind the deal, financial statements, real estate schedules, expense statements, market information, creditworthiness and any deviations from underwriting guidelines. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
Credit/Collection Analyst A. Duie Pyle IncCredit/Collection AnalystWest Chester, PASupported by our vast network of Less-Than-Truckload (LTL) service centers, warehouse facilities, and dedicated locations, we have the ability to offer flexible and seamless integrated solutions tailored to our customer's needs. The responsibilities of the position include, but are not limited to: Utilizing all available tools and following departmental best practices identify and prioritize delinquent accounts that need to be worked.
Lead Analyst - Credit Risk Management Comcast CorporationLead Analyst - Credit Risk ManagementPhiladelphia, PALeads analysis and design of existing and new credit strategies and business processes that could span multiple areas of the organization, including Customer Operations, Sales Operations, Marketing, Training, Analytics, Finance and Legal. Creates a proposed credit decision frameworks and future state design accounting for impacts to customers, employees and existing business processes.
NewGMF Sr Credit Analyst I - Zone D General Motors Financial Company, Inc.GMF Sr Credit Analyst I - Zone DPAGM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. You will partner with automotive dealers, build strong business relationships, and help drive profitability by capturing quality finance contracts and delivering exceptional service.
Credit and Collection Analyst A. Duie Pyle, IncCredit and Collection AnalystWest Chester, PAPart timeSupported by our vast network of Less-Than-Truckload (LTL) service centers, warehouse facilities, and dedicated locations, we have the ability to offer flexible and seamless integrated solutions tailored to our customer’s needs. Utilizing all available tools and following departmental best practices identify and prioritize delinquent accounts that need to be worked.
Commercial Credit Senior Analyst, Private Banking M&T Bank CorpCommercial Credit Senior Analyst, Private BankingRadnor, PA$78,700–$131,100 / yearManage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
Commercial Credit Senior Analyst, Healthcare M&T Bank CorpCommercial Credit Senior Analyst, HealthcareRadnor, PA$89,000–$148,300 / yearManage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
Credit Risk Analyst Pennsylvania State Employees Credit UnionCredit Risk AnalystHarrisburg, PADrive the ongoing development of Credit Risk Management Dashboards and Reports to support Credit Risk initiatives and the ongoing analysis of Credit Risk Models, Loan Performance, Application Quality, Risk-Based Pricing, and other Credit Risk strategies and initiatives. Analyze the impact of changes to assess success and effectiveness and evaluate & recommend adjustments with the goal of mitigating risk while promoting growth.
Credit Manager Penn Community BankCredit ManagerPerkasie, PAFacilitate direct collaboration with commercial lenders, credit administration staff and loan operations teams to enhance communication, efficiency, and client responsiveness throughout the credit process. Administer departmental workflows and pipeline activities to ensure timely, accurate, and service oriented delivery of loan originations, renewals, modifications, reviews and other related actions.
Credit Resolution Officer AgFirstCredit Resolution OfficerMechanicsburg, Pennsylvania$62,300–$90,000Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. Will act as a key influence with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
Regional Credit Officer Farmers National Banc Corp.Regional Credit OfficerPASUMMARY: Lead and manage a team of Credit Analysts, Portfolio Managers and other support staff in all aspects of underwriting and credit risk management for a geographic region supporting Commercial Lending, and as necessary provide underwriting support for Private Client Services and Consumer Lending. Serve as a point of contact with regard to Credit Administration, during reviews for the organization to Internal/External Auditors, Internal/External Loan Review, Credit Risk Management consultants, Federal Regulators (OCC) Credit Risk Review and works closely with the Chief Credit Officer, Loan Administration and the Special Assets Manager.
Credit Resolution Officer Horizon Farm Credit, ACACredit Resolution OfficerMechanicsburg, Pennsylvania$62,300–$90,000Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
Credit Resolution Officer Horizon Farm CreditCredit Resolution OfficerMechanicsburg, PA$62,300–$90,000 / yearPosition Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. Areas of Responsibility: Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
Credit Portfolio Manager II OceanFirst Financial CorpCredit Portfolio Manager IIPhiladelphia, PADemonstrate an understanding of the Bank's overall portfolio mix, concentration and exposure limits, risk philosophy, stress modeling, and other quantitative risk modeling factors that may impact credit decisions, Utilizing automated and manual analytical tools and techniques, perform in-depth projective financial analysis, including "what-if" scenarios that test the reasonableness of the projections provided to the Bank or construct predictive performance when not provided. Prepare comprehensive written analysis for loan proposals including summary of financial statements, cash flow trends, management profiles, business and product cycles, operating performance and appropriate economic and market research.
NewMid-Corporate Commercial Credit Manager Manufacturers and Traders TrustMid-Corporate Commercial Credit ManagerRadnor, PennsylvaniaResponsible for the day-to-day activities of a Commercial Credit team to include the quality and efficiency of the underwriting of commercial loan analyses, including the accuracy of risk ratings, and quality and efficiency of the CCM activities of the team enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. Bachelor’s degree in Accounting, Finance, or related discipline with 9 years’ related experience with three years’ work leadership/supervisory experience, or in lieu of degree, a combined minimum of 13 years’ higher education and work experience to include a minimum 9 years’ related experience with three years’ work leadership/supervisory experience.
Relationship Manager II - Business Credit/Steel City The PNC Financial Services Group IncRelationship Manager II - Business Credit/Steel CityPhiladelphia, PA$123,200–$249,600 / yearThis position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
Senior Quantitative Credit Strategist Vanguard GroupSenior Quantitative Credit StrategistMalvern, PAThe successful candidate will partner with portfolio managers, credit analysts, and risk teams to design, implement, and scale quantitative models supporting corporate bond investment strategies. Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection.
Senior Credit Officer GpacSenior Credit OfficerIndiana, IN115000–125000The ideal candidate brings deep experience in commercial credit underwriting, portfolio management, and regulatory interaction within a community or regional banking environment. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.
Commercial Credit Manager, Engineering & Construction M&T Bank CorpCommercial Credit Manager, Engineering & ConstructionRadnor, PA$163,100–$271,900 / yearResponsible for the day-to-day activities of a Commercial Credit team to include the quality and efficiency of the underwriting of commercial loan analyses, including the accuracy of risk ratings, and quality and efficiency of the CCM activities of the team enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. Education and Experience Required: Bachelor's degree in Accounting, Finance, or related discipline with 9 years' related experience with three years' work leadership/supervisory experience, or in lieu of degree, a combined minimum of 13 years' higher education and work experience to include a minimum 9 years' related experience with three years' work leadership/supervisory experience.
NewMid-Corporate Commercial Credit Manager M&T Bank CorpMid-Corporate Commercial Credit ManagerRadnor, PA$163,100–$271,900 / yearResponsible for the day-to-day activities of a Commercial Credit team to include the quality and efficiency of the underwriting of commercial loan analyses, including the accuracy of risk ratings, and quality and efficiency of the CCM activities of the team enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. Education and Experience Required: Bachelor's degree in Accounting, Finance, or related discipline with 9 years' related experience with three years' work leadership/supervisory experience, or in lieu of degree, a combined minimum of 13 years' higher education and work experience to include a minimum 9 years' related experience with three years' work leadership/supervisory experience.
Tax Manager, Sustainability Credits Deloitte Touche Tohmatsu LtdTax Manager, Sustainability CreditsPhiladelphia, PA$105,375–$215,375 / yearThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.