NewAssistant Manager, Credit MSCAssistant Manager, CreditDavidson, NC$63,420–$95,516 / yearWith more than one million product offerings and 80+ years of experience across industries, MSC strives to help our customers achieve greater productivity, profitability, and growth through inventory management and other innovative supply chain solutions. That is precisely what we have created at MSC Industrial Supply Co. We are a leading North American distributor of metalworking and maintenance, repair, and operations (MRO), products and services.
AR/Credit Lead NucorAR/Credit LeadLexington, NCYou will serve as the primary bridge between our collections group, billing group, sales team, project managers, and contractor customers to maximize cash flow while mitigating credit risk. This role requires a deep understanding of the unique financial workflows of the construction industry, including managing mechanic’s liens, joint check agreements, and progress billings.
Credit Specialist United RentalsCredit SpecialistCharlotte, NCResponsible to meet all established metrics including those associated with contacting customers and collecting past due balances for assigned accounts receivable portfolio through a range of techniques, including telephone, email, facsimile and automated collection letters. The actual pay rate offered to candidates varies depending upon a wide range of factors including specific position, location, education, training, experience, skills, and ability.
Sales Engineer - Credit PlaidSales Engineer - CreditRaleigh, NC$196,800–$322,800 / yearWe work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. You will be responsible for partnering with Account Executives, proactively pushing deals forward by overcoming technical objections and building solutions around Plaid products.
NewFinancial Advisor - PNC Wealth Management PNC Financial Services GroupFinancial Advisor - PNC Wealth ManagementCharlotte, NCIn addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Private Wealth Management Credit Portfolio Manager Regions Financial CorpPrivate Wealth Management Credit Portfolio ManagerCharlotte, NCPrepares credit packages for new and renewed debt products including performing credit underwriting, analyzing financial statements and projections, utilizing financial models, determining appropriate risk rating, and identifying and mitigating credit risks. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
Principal, Private Credit Risk Management USAAPrincipal, Private Credit Risk ManagementCharlotte, NC$189,370–$361,950 / yearThis involves analyzing covenant structures, assessing the effectiveness of monitoring processes, identifying potential covenant breaches, and evaluating proposed remediation plans to ensure adherence to agreed-upon terms and protect the institution's assets and investor capital. Market Expertise: Maintain expert knowledge of financial markets, emerging risks, and complex asset classes relevant to private credit, including asset-backed securities, direct lending, and private infrastructure debt.
Associate Director, Credit Portfolio Management Trimont LLCAssociate Director, Credit Portfolio ManagementCharlotte, NCOverview: Founded in 1988, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. Job Summary: Core Responsibilities: The Associate Director, Credit Portfolio Management, will be responsible for the overall asset management of a portfolio of commercial real estate loans/investments, including complex and/or high touch loans/investments, with little need for detailed supervision.
Senior Credit Underwriter-Global Wealth and Investment Management Bank of America CorpSenior Credit Underwriter-Global Wealth and Investment ManagementCharlotte, NC$98,000–$162,500 / yearThe Global Wealth Investment Management-Sr Credit Underwriter is aligned with the Private Client Advisor (PCA) in their goal of developing new custom lending relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Senior Credit Underwriter - Custom Lending - Global Wealth & Investment Management Bank of America CorpSenior Credit Underwriter - Custom Lending - Global Wealth & Investment ManagementCharlotte, NCEvaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility • Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions • Monitors the clients operating performance and financial condition proactively identifying issues and opportunities • Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process • Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements. • Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams • 10 years of commercial and/or private wealth management credit experience • Strong negotiation and communication skills • Proficiency in Word, Excel, and PowerPoint • Excellent interpersonal skills and the ability to build business partnerships with risk services and client teams who may not be co-located.
Credit Analyst III - Global Wealth & Investment Management Bank of America CorpCredit Analyst III - Global Wealth & Investment ManagementCharlotte, NCThe Credit Analyst III also recommends waivers, amendments and other changes in loan terms to address credit or operational risk issues."Internal employees who are currently working from home are still eligible to apply. The Credit Analyst III will also help support the timely resolution of failed covenants by advising the credit team on covenant trends or specific details on the cause of the covenant failure.
Assistant Manager, Credit MSC Industrial Direct Co IncAssistant Manager, CreditNC$63,420–$95,516 / yearWith more than one million product offerings and 80 years of experience across industries, MSC strives to help our customers achieve greater productivity, profitability, and growth through inventory management and other innovative supply chain solutions. That is precisely what we have created at MSC Industrial Supply Co. We are a leading North American distributor of metalworking and maintenance repair and operations (MRO) products and services.
Product Specialist II-Global Markets Credit/Credit Manager Bank of AmericaProduct Specialist II-Global Markets Credit/Credit ManagerCharlotte, North CarolinaGMC is a global organization, which partners directly with Global Markets FLU teams in relation to client selection, structuring and underwriting activities to drive revenue growth while maintaining appropriate risk disciplines. Global Markets Credit (GMC) organization is responsible for credit underwriting, ongoing monitoring and portfolio management of Global Markets (GM) financing and traded products transactions.
Credit Analyst (B2B Collections) BDO USA PCCredit Analyst (B2B Collections)Charlotte, NC$28.85–$33.66 / hourThe annual allocation to the ESOP is fully funded by BDO through investments in company stock and grants employees the chance to grow their wealth over time as their shares vest and grow in value with the firm's success, with no employee contributions. Utilizes firm best practices to implement process changes to rectify service issues, including, but not limited to, recommending changes to customer payment terms or developing billing schedules based on a client's cash flow.
Credit and Collections Analyst Builders FirstSource IncCredit and Collections AnalystHendersonville, NCThe ideal candidate will complete activities within the Credit and Collections department across assigned locations, including implementation of company's policies and procedures related to credit and collection activities; ensures effective handling of collection of delinquent accounts and investigating the credit risks of customers and suppliers. Bachelor's degree in Accounting, Finance or a related field and at least two (2) years credit collections experience; or equivalent combination of education and experience.
USCC Credit, Collections and Recovery Cross-disciplinary Controls Sr. Group Manager Citigroup IncUSCC Credit, Collections and Recovery Cross-disciplinary Controls Sr. Group ManagerCharlotte, NC$170,000–$300,000 / yearIndividuals in Cross Disciplinary Controls are responsible for multiple activities within the Controls capabilities such as assessment & design, MCA, QA, Monitoring & Testing, Issue Management and/or Governance Reporting & Analysis for effective end to end oversight, design, implementation, and execution of controls. Analytical Thinking, Business Acumen, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Escalation Management, Issue Management, Risk Management, Stakeholder Management.
Billing / Credit & Collections Senior Manager Genesys Cloud Services IncBilling / Credit & Collections Senior ManagerNC$109,200–$192,000 / yearMinimum 10 years of progressive leadership experience in Order-to-Cash, Order Management, Revenue Operations and Accounting, Finance, Audit or related leadership roles within a global SaaS or technology organization. Through Genesys Cloud, the AI-powered Experience Orchestration platform, organizations can accelerate growth by delivering empathetic, personalized experiences at scale to drive customer loyalty, workforce engagement, efficiency and operational improvements.
Credit & Collections Analyst Addison GroupCredit & Collections AnalystGastonia, North Carolina$23–$26 / hourThe ideal candidate is comfortable making outbound calls daily, managing aging receivables, and maintaining strong follow-up discipline on overdue accounts. Job Description: This role is focused on managing a dedicated portfolio of business-to-business customer accounts with an emphasis on collections activity and account resolution.
Credit & Collections Analyst (Contract) Stride, Inc.Credit & Collections Analyst (Contract)Raleigh, North CarolinaThe ideal candidate has strong collections experience, excellent communication and negotiation skills, and is comfortable working across multiple systems including Excel, NetSuite, and Salesforce in a fast-paced environment. This role is responsible for student loan verifications and collections activities, including validating loan amounts, reconciling balances and monitoring overdue accounts for B2B and Workforce partners.
Credit Manager Furniture FairCredit ManagerNew Bern, NCIn this role, you will work closely with the Credit and Collections departments to maintain accurate financial records,Process Credit Applications, Oversee Collectors and ensure the company’s compliance with all legal requirements. Good with spreadsheets, experienced in Microsoft Excel, QuickBooks, and basic accounting systems.
NewVP, Portfolio Credit Manager Synchrony BankVP, Portfolio Credit ManagerNorth CarolinaDemonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges, continuously seeking innovative solutions and data-driven insights to enhance portfolio performance. Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques to generate strategic, actionable credit insights.
NewVP, Portfolio Credit Manager Synchrony FinancialVP, Portfolio Credit ManagerCharlotte, NCDemonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges, continuously seeking innovative solutions and data-driven insights to enhance portfolio performance. Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques to generate strategic, actionable credit insights.
NewVP, Portfolio Credit Manager SynchronyVP, Portfolio Credit ManagerCharlotte, NCDemonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges, continuously seeking innovative solutions and data-driven insights to enhance portfolio performance. + Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques to generate strategic, actionable credit insights.
Credit Portfolio Manager III Atlantic Union Bankshares CorpCredit Portfolio Manager IIICharlotte, NCPartners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction. If supporting commercial real estate lenders, requisite skills would also include construction loan underwriting and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles).
Credit Representative MSC Industrial Direct Co IncCredit RepresentativeNC$15.24–$23.96 / hourDaily workflow includes collection calls, reconciling customer problems, following up on open issues, documenting customer notes, providing world class customer service, handling incoming calls from internal and external customers, and all other assigned daily credit and collection programs. Researches and reconciles miss-applied payments, short paid invoices, credits taken twice, sales tax adjustments to determine possible solutions, and all other disputed balances on open transactions.
Sr. Credit Manager Bank of AmericaSr. Credit ManagerCharlotte, North CarolinaThis job is responsible for leading a group of managers who drive the client credit relationship, including the full credit process and leading parts of the credit deal lifecycle such as application, structuring, approval, due diligence, documentation, closing, and monitoring. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.
AR Credit Analyst AB VolvoAR Credit AnalystGreensboro, NCGroup Finance contributes to realizing the vision of the Volvo Group by developing and providing a wide range of expert services from financial planning to accounting, business controlling, M&As, financial reporting and investor relations. Perform collection activities through emails or phone calls using pre-dunning and dunning procedures in compliance with Credit Management guidelines; prepare and maintain collection reports.
Credit and Collections Analyst Flow Control GroupCredit and Collections AnalystCharlotte, NCFull timeMaintain flexibility to work in-office as business needs require and provide in-person support to TAG Accounts Receivable Shared Services team members when coverage, workload balancing, or operational needs arise at the Charlotte office. Provide cross-functional support across all TAG Accounts Receivable Shared Services functions, including but not limited to new customer setup, cash application, billing portals, dispute management, and collections support.
Credit and Collections Specialist Sherpa LLC.Credit and Collections SpecialistCharlotte, NC$20–$22 / hourNon-Local Candidates: Please note that you are competing with local candidates who don't require relocation expenses and can start quickly, so let us know if you have plans to move to the area soon. This role involves evaluating creditworthiness, monitoring accounts, resolving payment issues, and maintaining positive customer relationships.
NewCredit Analyst MSC Industrial Direct Co IncCredit AnalystDavidson, NC$17.89–$28.08 / hourWith more than one million product offerings and 80+ years of experience across industries, MSC strives to help our customers achieve greater productivity, profitability, and growth through inventory management and other innovative supply chain solutions. That is precisely what we have created at MSC Industrial Supply Co. We are a leading North American distributor of metalworking and maintenance, repair, and operations (MRO), products and services.
Commercial Credit/ nCino Manager Accenture PlcCommercial Credit/ nCino ManagerRaleigh, NCAccenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Credit Risk Project Manager Mitchell MartinCredit Risk Project ManagerCharlotte, NC$65–$72 / hourBy applying for this job, you agree to receive AI-generated calls, text messages, and/or emails from Mitchell Martin Inc and its affiliates and contracted partners at various frequency through traditional and automated methods. This role involves overseeing financial services projects, managing budgets, and ensuring data quality.
NewCredit and Collections Analyst Avidex Industries LLCCredit and Collections AnalystCary, NC$30–$35 / hourThe Assistant Credit Manager works closely with customers, Sales, Billing, and Credit Management teams to resolve account issues, research payment discrepancies, and maintain compliance with company policies and internal controls. The Assistant Credit Manager is responsible for assessing credit risk, maintaining audit compliance, and implementing effective accounts receivable collection strategies within their assigned territory.
Commercial Credit/ nCino Senior Manager Accenture PlcCommercial Credit/ nCino Senior ManagerCharlotte, NCWe bring together the talent of our approximately 786,000 people with proprietary assets and platforms, deep process and industry expertise, and leading ecosystem relationships to deliver end-to-end solutions and measurable outcomes at scale. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Credit Officer II Bank of America CorpCredit Officer IICharlotte, NCManages the credit process for a portfolio of clients • Negotiates credit documentation • Leads the credit and risk approval processes • Builds relationships with existing and prospective clients • Mentors and supports associates • Provides capital structure solutions • Client Solutions Advisory • Financial Analysis • Loan Structuring • Risk Management • Underwriting • Account Management • Credit Documentation. 10 years of solid Commercial Banking Experience Experience in financial analysis structuring underwriting and portfolio management Analytical technical skills including financial accounting modeling and loan structuring Strong communication skills ability to communicate vertically horizontally and externally Industry knowledge across multiple sectors Minimum Education Requirement BABS Degree Desired.
AVP, Credit Model Development Synchrony FinancialAVP, Credit Model DevelopmentNCThe successful candidate will be responsible for executing key aspects of the model development lifecycle, including internal model building, assisting in the review of vendor models, supporting validation processes, and assisting with regulatory documentation. We are looking for a candidate who is curious and passionate about technical problem-solving and has hands-on experience in big data environments, computer programming, Python, AWS, Machine Learning (ML), or AI/GenAI.
Supervisor, Credit Recovery & Research, Hospital Inmar IncSupervisor, Credit Recovery & Research, HospitalWinston Salem, NCEffective Execution: Translates broad conceptual understanding of the company's strategy into a tactical plan of how it will happen including who will take on which tasks in what sequence, how long those tasks will take, how much the tasks cost, and how each task affects subsequent activities. As an Inmar Associate, you: Put clients first and consistently display a positive attitude and behaviors that demonstrate an awareness and willingness to listen and respond to clients in order to meet their short-term and long-term needs, requirements and exceed their expectations.
Commercial Credit Analyst I AgSouth Farm Credit, ACACommercial Credit Analyst IStatesville, North CarolinaCredit Analysis: The role involves collaborating with assigned sales and capital markets staff to provide complete and accurate analysis of financial position on existing and prospective borrowers to ensure proper loan decisions are made and that risk is continuously evaluated and properly assessed in the portfolio. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.
Commercial Credit Analyst AgSouth Farm Credit, ACACommercial Credit AnalystStatesville, North CarolinaCredit Analysis: The role involves collaborating with assigned sales and capital markets staff to provide complete and accurate analysis of financial position on existing and prospective borrowers to ensure proper loan decisions are made and that risk is continuously evaluated and properly assessed in the portfolio. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.
Bank Credit Risk Analyst Lead - Retail Banking USAABank Credit Risk Analyst Lead - Retail BankingCharlotte, NC$164,780–$314,960 / year8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts.
Counterparty Credit Risk Audit Manager Macpower Digital Assets Edge Private LimitedCounterparty Credit Risk Audit ManagerCharlotte, NC$120,000–$150,000 / yearKey responsibilities include driving risk-based auditing by defining scope and test procedures to evaluate the control environment in conformance with audit policies, assessing issues for business impact and recommending severity ratings, drafting audit reports, and managing business partner relationships. Responsibilities: Executes audit strategy for the sound application of risk-based auditing by defining audit scope and audit programs and drafting audit reports leveraging automation and innovative methods in a timely and high-quality manner.
Commercial Credit Underwriting Portfolio Manager Team Leader FNB CorpCommercial Credit Underwriting Portfolio Manager Team LeaderCharlotte, NCSkills Required to Perform the Primary Responsibilities of this Position: • Excellent management skills • Excellent communication skills, both written and verbal • Excellent organizational, analytical and interpersonal skills • Excellent customer service skills • Ability to use a personal computer and job-related software • MS Word - Basic Level • MS Excel - Intermediate Level • MS PowerPoint - Basic Level • Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices • Knowledge of commercial banking policies, procedures and government regulations. • Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.
Commercial Credit Underwriting Portfolio Manager 2 FNB CorpCommercial Credit Underwriting Portfolio Manager 2Charlotte, NCEnsure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B.
Commercial Credit Underwriting Portfolio Manager 3 FNB CorpCommercial Credit Underwriting Portfolio Manager 3Charlotte, NCSkills Required to Perform the Primary Responsibilities of this Position: • Excellent project management skills • Excellent communication skills, both written and verbal • Excellent organizational, analytical and interpersonal skills • Excellent customer service skills • Ability to use a personal computer and job-related software • MS Word - Basic Level • MS Excel - Intermediate Level • MS PowerPoint - Basic Level • Knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices • Knowledge of commercial banking policies, procedures and government regulations. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
Middle Market Portfolio Manager - Wholesale Credit Delivery - Sponsor and Leveraged Finance Truist Financial CorpMiddle Market Portfolio Manager - Wholesale Credit Delivery - Sponsor and Leveraged FinanceCharlotte, NCSubject Matter Expertise: Partner closely with Investment Banking peers to ensure effective delivery of complex financing solutions to TCCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers. Span of Control (include # direct reports): no direct reports, but encompasses regular communication with Clients and Prospects, Portfolio Management teammates, Relationship Managers, Credit Risk Managers, Credit Review partners, Technology, and other internal and external audit and examiner functions.
Credit Analyst Mitchell MartinCredit AnalystStatesville, NC$25–$30 / hourBy applying for this job, you agree to receive AI-generated calls, text messages, and/or emails from Mitchell Martin Inc and its affiliates and contracted partners at various frequency through traditional and automated methods. • Hands-on experience with a generic enterprise resource planning system, particularly in accounts receivable, credit, and collections.
Customer Engagement Marketing Campaign Manager Credit Cards Wells Fargo & CoCustomer Engagement Marketing Campaign Manager Credit CardsCHARLOTTE, NCThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
Manager, Data Scientist - Credit Review Capital One Financial CorpManager, Data Scientist - Credit ReviewNC$179,400–$204,700 / yearBasic Qualifications: Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 6 years of experience performing data analytics. As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Institutional Client Group Credit Support Manager U.S. BancorpInstitutional Client Group Credit Support ManagerNC$170,255–$200,300 / yearJob Description: The ICG Credit Support Manager serves as a central leader within Institutional Client Group (ICG) Credit, acting as a strategic connector across credit teams and partner business lines. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.