Signet Jewelers is the world's largest retailer of diamond jewelry, operating more than 2,800 stores worldwide under the iconic brands: Kay Jewelers, Zales, Jared, H.Samuel, Ernest Jones, Peoples, Banter by Piercing Pagoda, Rocksbox, JamesAllen.com and Diamonds Direct. Maintain and present drivers of performance, including application volume, approval and activation rates, credit sales penetration, receivables, promotional mix, yield, credit performance, fee income, and profit share.