Business Services Specialist Harris County TexasBusiness Services SpecialistHouston, TXThe employee benefits plans of Harris County are extended to all eligible participants across various departments with the exception of the Harris County Community Supervision and Corrections Department, for which the cited Health & Wellness Benefits are administered through the State of Texas. Makes needed information available to the different divisions within the department related to overall business operations, such as sources of supply, government contracts and bidding procedures, market data, and management aids.
New Account Specialist SoFi Technologies IncNew Account SpecialistSacramento, CAThe Role: The New Account Specialist is responsible for enhancing the customer experience through highly accurate transaction processing while knowledgeably and courteously answering customer questions regarding banking services. Understands the Bank's product and service offerings and identifies customer financial needs and offers solutions by engaging the customer in an appropriate conversation and establishing rapport.
Research Specialist C (Department of Cancer Biology) University of PennsylvaniaResearch Specialist C (Department of Cancer Biology)Long-Term Care Insurance: In partnership with Genworth Financial, Penn offers faculty and staff (and your eligible family members) long-term care insurance to help you cover some of the costs of long-term care services received at home, in the community or in a nursing facility. You can also enjoy substantial savings on other goods and services such as new cars from Ford and General Motors, cellular phone service plans, movie tickets, and admission to theme parks.
Research Specialist C (Department Of Cancer Biology) University of PennsylvaniaResearch Specialist C (Department Of Cancer Biology)Philadelphia, PA$57,500–$75,000 / yearLong-Term Care Insurance: In partnership with Genworth Financial, Penn offers faculty and staff (and your eligible family members) long-term care insurance to help you cover some of the costs of long-term care services received at home, in the community or in a nursing facility. You can also enjoy substantial savings on other goods and services such as new cars from Ford and General Motors, cellular phone service plans, movie tickets, and admission to theme parks.
Construction Services Specialist I Great Southern Bancorp IncConstruction Services Specialist ISpringfield, MOWhile performing the functions of this job, the employee is regularly required to sit; frequently required to talk or hear, use hands to handle or feel, reach with hands and arms; and occasionally required to stand, walk, climb or balance, stoop, kneel, crouch, or crawl. Handles general inquiries and concerns pertaining to the disbursements including funding availability, obtaining endorsements, collecting lien waivers, inspection reports and obtaining appropriate approvals.
NewShared Services Sales Support Specialist II First Citizens BancShares IncShared Services Sales Support Specialist IIPhoenix, AZThe Shared Services Sales Support Specialist II supports Bank products and services in the execution of daily sales activities at an advanced level of service ability. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates.
Loan Operations Specialist I Investar Holding CorpLoan Operations Specialist IBaton Rouge, LACollaborates with the designated lending officers to ensure their portfolios are free of delinquencies at each month end and continuously monitors assigned accounts to ensure that any information (i.e. insurance, taxes, appraisals) required under the loan documents is current. Independently and accurately creates documentation to close small commercial loans, simple real estate loans and all consumer loans without the assistance of counsel.
NewLoan Quality Specialist II Banterra Corp.Loan Quality Specialist IIMarion, IL$16.01–$18.41 / hourPart timePrepare moderately complex consumer and commercial loan documentation, process adjustments to loan files and related data in core processing system, maintaining accurate records with accuracy and completeness. All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.
Card Operations Specialist I Univest Financial CorpCard Operations Specialist ISouderton, PA$18–$24 / hourWork with internal departments and external customers to answer inquires and troubleshoot issues relating to cards, ATM processing, and debit card fraud management. We're looking for a detail-oriented Card Operations Specialist who can deliver exceptional support, solve problems with confidence, and help protect our customers through accurate, responsive service.
Sales Support Specialist First Citizens BancShares IncSales Support SpecialistMedical Park, NCMay assist in creating and monitoring pricing of Bank products or services, including evaluating competitor products and making suggestions to enhance the attractiveness of Bank offerings. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates.
Commercial Loan Quality Control Specialist American Commercial Bank & TrustCommercial Loan Quality Control SpecialistOttawa, ILFull time2-3 years prior experience with commercial loans (QC file review, loan documentation, collateral tracking, or commercial loan servicing) is helpful and preferred, but will consider other banking experience, along with a strong attention to detail, excellent research skills, and good organizational skills. The Specialist will also be responsible for various tasks regarding accuracy of bank documentation, following established processes and procedures, and ensuring the Bank adheres to established policies and follows regulatory controls and guidelines.
CONTRACT SPECIALIST United States ArmyCONTRACT SPECIALISTWashington, DC$55,934–$107,620 / yearAcquisition planning, requesting offers, and developing offers by evaluation of solicitation and finalizing offers, (2) Award of contracts that includes forming a contract, and (3) Post-Award actions to administer the contract; competencies at the practitioner category emphasize functional specialization in contracting; specialized experience may have been gained while providing business advice to customers and performing all pre-award/post-award functions, using a wide range of contracting methods and types to procure complex and/or diversified commodities, services and/or construction. You will be rated based on the information provided in your resume and responses to the Occupational Questionnaire, along with your supporting documentation to determine your ability to demonstrate the following knowledge, skills and abilities/competencies related to the job requirements: Collecting and analyzing data and the ability to communicate clearly and effectively and other professional competencies in procurement administration or purchase card management.
Member Service Specialist Your Financial PartnerMember Service SpecialistFayetteville, North CarolinaPurpose: Conducts in-depth interviews with all levels of present and potential members in regard to the savings, investment and loan products along with other account services offered by the Credit Union. When assigned to the Call Center performing the job description utilizing the telephone to serve members both in the membership and lending areas and in answering inquiries and other telephone requests.
Member Experience Specialist Valley First Credit UnionMember Experience SpecialistTurlock, CaliforniaProvide information on Credit Union services or policies, including eligibility for membership, types of Credit Union accounts, various interest rates, current dividend rates, locations, office hours and telephone numbers. - Open new accounts including: savings, checking, money market, certificates of deposit, business accounts, Individual Retirement Accounts (IRA's), ESA/Trust/Estate/Rep Payee/UTTMA/Guardianship and Blocked accounts.
DIRECT LOAN PROCESSOR SPECIALIST I Judge GroupDIRECT LOAN PROCESSOR SPECIALIST ISacramento, CA$18–$21 / yearThis role manages a high volume of inbound and outbound loan-related calls while supporting members and internal teams with complex loan inquiries, escalations, and processing needs. By providing your phone number, you consent to: (1) receive automated text messages and calls from the Judge Group, Inc. and its affiliates (collectively "Judge") to such phone number regarding job opportunities, your job application, and for other related purposes.
NewSenior Default & Loss Mitigation Specialist Salem-Five-Mortgage-Co-LLCSenior Default & Loss Mitigation SpecialistSalem, MAYou will analyze processes for efficiency, support collections, loss mitigation, and mortgage-related activities while maintaining strong customer service and accurate records. Salem Five is seeking a detail-oriented Loan Operations professional in Default Management to ensure compliant servicing of residential and consumer loans.
Specialist, Commercial Tax Search CotalitySpecialist, Commercial Tax SearchDallas, TexasCotality is committed to cultivating a diverse and inclusive work culture that inspires innovation and bold thinking; it's a place where you can collaborate, feel valued, develop skills and directly impact the real estate economy. Conduct intricate data research and forensic analysis of complex property tax cases, gathering information across internal departments, public agencies, clients, and advanced third-party subscriptions.
Mortgage Development Officer - Tulsa Truity Credit UnionMortgage Development Officer - TulsaBartlesville, OKProactively elevate mortgage business volume in the market by building rapport with key community leaders and real estate professionals; by employing systems for follow-up and process management; and by serving members in a manner that prompts them to promote and repeat business. This position assists Credit Union members with mortgage loan products and proactively solicits mortgage business from realtors, relocation specialists, key community partners and members.
Business Banking Loan Specialist II Atlantic Union Bankshares CorpBusiness Banking Loan Specialist IIGreensboro, NCThis position is primarily responsible for partnering with Business Banking teammates collect documents required prior to loan closing, produce loan documents through the bank's LaserPro system and ensure loan closing requirements are met. Must have a thorough understanding of commercial lending documentation (real estate, unsecured and simple secured loans) for proper generation of needed documents (credit agreements, promissory notes, renewals, etc.) and closing.
Operations Specialist (7648) Lutheran Services FloridaOperations Specialist (7648)Largo, FloridaAdditionally, pursuant to House Bill 531 (2025), Lutheran Services Florida must ensure that all job vacancy postings and advertisements include a clear and conspicuous link to the AHCA Clearinghouse website and its requirements. Minimum of three years of Florida child welfare experience is required as well as experience working in Florida Safe Families Network (FSFN) Integrated Child Welfare Information System.
Foreclosure Specialist II PennyMac Mortgage Investment TrustForeclosure Specialist IICarrollton, TX$45,000–$66,000 / yearYou will be a resource for ensuring adherence to best practices and regulatory changes Financial Calculations: You will manage the calculation of financial figures, such as judgment figures and bid amounts, and analyze financial data to determine the best course of action Process Management: You will identify opportunities for process improvements and contribute to the development of departmental policies and procedures Mentorship and Guidance: You will provide guidance and mentorship to Entry-Level Foreclosure Specialists, supporting their professional development and ensuring team efficiency Special Projects: You will participate in and/or lead special projects related to foreclosure processes, compliance, or system enhancements What You'll Bring A high school diploma or equivalent; Bachelor's degree preferred A minimum of two years of experience as a Foreclosure Specialist or two years in a related field In-depth knowledge of federal, state, and investor requirements related to foreclosure Proven ability to manage complex foreclosure cases and resolve escalated issues Excellent written and verbal communication skills, with the ability to interact effectively with internal and external stakeholders Strong analytical and problem-solving skills. Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Maintenance Specialist-Solid Waste COUNTY OF YAKIMAMaintenance Specialist-Solid WasteTerrace Heights, WA$21.29–$27 / hourSkills (and abilities): Performing activities related to maintenance, troubleshooting and repair of mechanical systems and grounds maintenance; applying a working knowledge of possible exposure to biological and/or chemical contaminants; determining a course of action related to potential contamination; effective and positive interaction with the public, businesses, contractors and haulers; applying customer service techniques; establishing and maintaining effective interpersonal relationships at all organizational levels and with the public; and both oral and written communication sufficient to exchange or convey information and to receive work direction. Working Conditions: Excessive noise, Bending, Balancing, Ability to multitask, Exposure to weather, Carrying, Climbing, Confidentiality, Extreme temperatures, Handling, Crawling, Ability to work under pressure, Moving/mechanical parts, Lifting, Crouching, Ability to articulate and communicate information in conversations, Pathogen exposure, Pulling, Kneeling, Ability to follow written instruction.
NewSenior Commercial Loan Operations Specialist WesBanco BankSenior Commercial Loan Operations SpecialistColumbus, OHThe role emphasizes collaboration with lenders and leaders, with responsibilities for reporting, data conversion support, and process improvements to enhance automation and scalability.#J-18808-Ljbffr. WesBanco Bank Inc. in Columbus, OH is seeking an experienced Operations Specialist to maintain and improve dealer floor plan and warehouse lending processes.
Loan Documentation Specialist Equity BankLoan Documentation SpecialistWichita, KansasWith a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
Document Review Specialist BOK Financial CorpDocument Review SpecialistTulsa, OKThe Document Review Specialist is responsible for reviewing and processing all legal requests received regarding Trusts, Power of Attorneys, Guardianships, Rep Payee, Bankruptcy and Decedents; and additional research, legal requests, and services requested by corporate counsel. You will gather data from all internal systems regarding loans, trust, mortgage, DDA, Savings, CD, IRA, Investments/ Securities, ACH, Lockbox and when needed contact various areas of the bank to provide supporting documentation for changes in account styling's, closures and death related issues.
NewMiddle Office Services Specialist (MLO) - PNC Private Bank PNC BankMiddle Office Services Specialist (MLO) - PNC Private BankPennsylvaniaAs a Middle Office Services Specialist within the PNC Private Bank organization, you will be based in Pittsburgh, PA, Cleveland, OH, Grand Rapids, MI, Louisville, KY, Indianapolis, IN, Atlanta, GA, Jacksonville, FL, Denver, CO, San Diego, CA, Phoenix, AZ, or potentially any other Private Bank hub location. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Home Mortgage Default Operations Senior Specialist Citizens Financial Group IncHome Mortgage Default Operations Senior SpecialistGlen Allen, VAThis role performs routine, complex analytical review of data and/or documentation which may include customer data and/or review for fraud/risk activities and/or perform moderately complex analysis to identify and resolve process-level issues. To maintain this, the Home Mortgage Default Ops Specialist (Default Reporting Specialist) will have working knowledge of how status code reporting aligns with the loan status of default along with the reason for the delinquencies.
Check Processing Specialist - Temp Cbre ValuationCheck Processing Specialist - TempMemphis, TNCBRE serves clients through four business segments: Advisory (leasing, sales, debt origination, mortgage serving, valuations); Building Operations & Experience (facilities management, property management, flex space & experience); Project Management (program management, project management, cost consulting); Real Estate Investments (investment management, development). CBRE Group, Inc. (NYSE:CBRE), a Fortune 500 and S&P 500 company headquartered in Dallas, is the world's largest commercial real estate services and investment firm (based on 2024 revenue).
Relationship Specialist I (Brevard County Cluster) VyStar Credit UnionRelationship Specialist I (Brevard County Cluster)Melbourne, FloridaACCOUNTABILITY STATEMENTThe Relationship Specialist I responsibilities include providing unbelievable member experiences with every member interaction both in-person and on the phone, identifying member cues, asking open-ended discovery questions, and growing consumer and business relationships by identifying member needs and properly positioning VyStar financial solutions. Engage proactively with members through outbound calls to understand needs and provide comprehensive solutions related to VyStar Credit Union’s products and services, resulting in booked sales.
Banking Specialist II Teller Universal Banker First BankBanking Specialist II Teller Universal BankerEllisville, MO$16.50–$20.25 / hourThe ideal candidate enjoys working with people, excels in a fast-paced environment, demonstrates attention to detail, and is committed to identifying client needs and connecting customers with appropriate banking products, services, and specialists. The Banking Specialist II serves as a frontline representative of First Bank and plays a critical role in delivering exceptional customer service while accurately processing financial transactions.
Home Equity Operations Support Specialist (Temporary Assignment) Rockland Trust CompanyHome Equity Operations Support Specialist (Temporary Assignment)MAYou'll play a key part in keeping loan files moving smoothly by managing documents, coordinating with internal partners and vendors, and supporting essential operational tasks. With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank.
Executive Assistant & Hospitality Specialist Catholic Charities Fort WorthExecutive Assistant & Hospitality SpecialistFort Worth, TexasProvide comprehensive support for senior leadership team meetings, including preparing meeting spaces, managing technology needs, taking clear and actionable notes, and documenting decisions to drive execution and accountability. Coordinate all travel for the President and Vice President, including booking flights, hotels, and ground transportation; preparing detailed travel itineraries; and ensuring President and Vice President are fully prepped for all onsite commitments.
Digital Banking Specialist Shore United BankDigital Banking SpecialistCentreville, MD$21–$26.50 / hourAccountable for assigned reports; of which the following are illustrative, Unusual log in report, Pending Token, Sub-User Admin and Service Fee Exception, CheckFree's Mailbox & Client Connect-Daily NSF, Payments Over 4000, Admin Mods, Positive Pay daily reports, Downloading all reports from online banking, Other reports as they come. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.
NewSpecialist in Private Banking Bishop & Company, Inc.Specialist in Private BankingHonolulu, HI$18.38–$25.81 / hourThis full-time, temporary opportunity is ideal for a detail-oriented professional with banking, finance, lending, or client service experience who enjoys supporting high-value clients and building strong relationships. We connect talented professionals with outstanding employers throughout the islands and are committed to creating exceptional employment experiences for both our clients and candidates.
Loan Documentation Prep Specialist - Texas Home BancShares IncLoan Documentation Prep Specialist - TexasAmarillo, TXWhile performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, reach with hands and arms, talk or hear; occasionally required to stand, walk. ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization.
Premier Title Specialist NewRez LLCPremier Title SpecialistFort Washington, PAThis role provides end-to-end transaction support for both refinance and purchase files, ensuring timely title clearance, accurate documentation, and compliance with client and internal service level agreements (SLAs). Avenue 365 Lender Services is seeking a detail-oriented and customer-focused Premier Title Specialist to support Premier and Retail title processing, curative, and closing operations.
NewFunding Specialist YouLendFunding SpecialistAtlanta, GA$50,000 / yearWorking closely with Sales and Operations teams, you will review merchant applications, verify supporting documentation, and coordinate funding activities from approval through to disbursement. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
NewLending Support Operations Specialist III (On-site) NewRez LLCLending Support Operations Specialist III (On-site)Coppell, TXThe Lending Support Operations Specialist III handle concerns and answers questions received from all Origination channels - Retail, Correspondent, Wholesale, Direct to Consumer (DTC), and Joint Venture (JV). While on a call, the Lending Support Operations Specialist III is expected to analyze requests, resolve, and answer inquiries related to mortgage loans, and route complaints to the appropriate department.
Temporary Operations Specialist Equity BankTemporary Operations SpecialistWichita, KansasEquity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere. Who We Are Equity Bank, a full-service, $7.9 billion community bank, is based in Wichita, Kansas, with over 80 bank offices throughout Kansas, Nebraska, Missouri, Arkansas, and Oklahoma.
Senior Management Specialist - Operations NYC School Construction AuthoritySenior Management Specialist - OperationsNew York City, New YorkThe Fiscal Services Division is responsible for developing, planning and monitoring the SCA’s operating budget, creating and monitoring project budgets for all projects, preparation of year-end financial reports and management of banking relationships as well as processing all payments. Fiscal Services also provides financial reports to OMB which are used to support City bond sales and submits project data to the State Education Department that allows NYC to receive building aid funding.
Loan Accounting Specialist Alabama Farm CreditLoan Accounting SpecialistCullman, AlabamaThis position plays a key role in ensuring the accurate and timely movement of funds, integrity of loan data, and seamless support for both internal teams and customers. We're seeking a detail-oriented and highly accountable professional to join our team in a critical operations role supporting loan accounting and cash management functions.
NewProgram Specialist, Student Accessibility and Academic Operations, Wharton University of PennsylvaniaProgram Specialist, Student Accessibility and Academic Operations, WhartonThis includes monitoring key metrics such as exam scheduling volume, accommodation utilization, service response times, operational accuracy, and student feedback; identifying trends and areas for improvement; and recommending process enhancements to support data-informed decision-making and continuous improvement across MBA student services. The Program Specialist, Student Accessibility and Academic Operations manages complex exam logistics and proctoring operations for students with approved accommodations, including oversight of accommodation scheduling processes, exam administration workflows, operational communications, and a team of proctors.
Cash Operations Specialist I The Federal Reserve SystemCash Operations Specialist IDetroit, MI$51,600–$61,100 / yearAdditional Requirements: As a condition of employment, Federal Reserve Bank of Chicago employees must comply with the Bank's ethics rules, which generally prohibit employees, their spouses/domestic partners, and minor children from owning securities, such as stock, of banks or savings associations or their affiliates, such as bank holding companies and savings and loan holding companies. Navigates complex inventory tracking within relevant accounting systems to record batch statistics/inventory, transfers among internal valuables handling teams and external customers, and other pertinent data elements.
Specialist, Client Processing Representative II The Bank of New York Mellon CorpSpecialist, Client Processing Representative IIPittsburgh, PAEvery day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide. We're seeking a future team member for the role of Specialist, Client Processing II - Loans Enablement to join our Loans Enablement Operations team.
NewCentral Monitoring Specialist Renasant CorpCentral Monitoring SpecialistTupelo, MSThe Central Monitoring Specialist will be responsible for monitoring loans where the primary source of repayment is the conversion of assets to ensure compliance with bank loan, credit and compliance policies, and monitoring for credit quality. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear.
Sr. Consumer Loan Specialist - Sales Customer Service Republic Finance, LLCSr. Consumer Loan Specialist - Sales Customer ServiceCrowley, LouisianaFull timeYour primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fund raiser for St. Jude Children's Research Hospital.
Deposit Operations Specialist First Federal Savings Bank Of Twin FallsDeposit Operations SpecialistTwin Falls, IDProvide timely and thorough support to branch staff seeking assistance via phone, email, and Microsoft Teams to include system navigation for conducting transactions, creating customer records, maintenance, and account set up. Sitting for extended periods of time, requires close visual acuity and the ability to work and operate computer applications and equipment including copy machine, telephone, scanner, or other basic business equipment.
Specialist, Client Processing II The Bank of New York Mellon CorpSpecialist, Client Processing IIHouston, TXEvery day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide. Identify, investigate, and resolve problems in client accounts or company records, working closely with technology and systems teams to ensure system efficiency and risk mitigation.
NewDirector (AVP) - Secured Lending Operations Morgan StanleyDirector (AVP) - Secured Lending OperationsBaltimore, MarylandThe FSL Operations team partners closely with external clients and a broad range of internal stakeholders, including Business Unit deal teams, Asset Management, Financial Controllers, Credit, Legal, and Technology, to support transaction execution, post closing servicing, and lifecycle management of complex lending structures. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.
Post Board Maintenance Specialist Two Harbors Investments CorpPost Board Maintenance SpecialistCoppell, TXIn addition, this role supports internal audits, regulatory exams, and data governance initiatives by maintaining accurate system documentation, meeting established service-level expectations, and contributing to consistent, high-quality post-boarding outcomes across Post Board Maintenance and Loan Boarding operations. We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.