Fort Worth, TX30+ days ago
Skills • Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations • Ability to read, analyze and interpret financial report and/or legal documents • Ability to write routine reports and business correspondence • Ability to respond in writing to customer complaints, regulatory agencies or members of the business community • Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization • Knowledge of FHA, Conventional, and non-conforming loans • Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations • Ability to read, analyze and interpret financial report and/or legal documents • Ability to write routine reports and business correspondence • Ability to respond in writing to customer complaints, regulatory agencies or members of the business community • Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization • Knowledge of FHA, Conventional, and non-conforming loans. • Originates mortgage loan applications • Negotiates terms and rates of the loans • Obtains customers vital information and provides expert advice relative to product options • Provides all required disclosures and notices to customers in compliance with all mortgage related regulations • Secures interest rate lock-ins with investors • Manages pipeline so as to protect the bank from interest rate risk • Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.