Visa Direct is a payment service that enables clients-including issuers, acquirers, processors, merchants, remitters, and service providers-to facilitate domestic and cross-border fund transfers and disbursements to eligible Visa accounts in the U.S. and around the world using push payment technology, including Original Credit Transactions (OCTs), as well as ACH and real-time payment rails to deposit funds into bank accounts and wallets. Visa Direct supports consumer and business applications such as person-to-person transfers, cross-border remittances, and business-to-consumer and small-business disbursements, including marketplace, royalty, digital content, and gig-economy payouts.