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This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.Job DescriptionAuto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:<ul><li>Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions</li><li>Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use</li><li>Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment</li><li>Analyze loss experience, financial conditions and physical characteristics of risks</li><li>Acquire a working knowledge of supporting sections of the underwriting department</li><li>Effectively communicate with independent agents and other associates through verbal and/or written means</li><li>Participate in and successfully complete the Company underwriter training program</li></ul>Desired Skills & Experience<ul><li>Bachelor's degree or direct equivalent experience with property/casualty underwriting</li><li>Ability to organize data, multi-task and make decisions independently</li><li>Above average communication skills (written and verbal)</li><li>Ability to write reports and compose correspondence</li><li>Ability to resolve complex issues</li><li>Continually develop product knowledge through participation in approved educational programs</li></ul>BenefitsAuto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!Equal Employment OpportunityAuto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.<ul><li>Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.</li></ul>#LI-DNI #IN-DNI

Auto-Owners Insurance Group

Underwriter

Auto Insurance

Communication Skills

Insurance

Insurance Underwriting

Mortgage Lending

Multitasking

Philosophy

Presentation/Verbal Skills

Problem Solving Skills

Product Development

Profit & Loss Analysis

Reporting Skills

Training Program

Training/Teaching

Underwriting

Writing Skills

OTHER

Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Select, classify, and monitor insurance risks to maintain adequate rate for risk and ensure a profitable book of business.

Company Overview Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states. Are you interested in a career path and not just a job? Working as Personal Lines Underwriter for Alfa Insurance® is more than just underwriting new business. It’s maintaining relationships and becoming part of a well-respected company that is based on faith, family, community and integrity. This means you will be able to contribute to the big picture! Become part of the Alfa family where you can discover your purpose and help make a difference in the lives of our policyholders and your community. Job Summary At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Personal Lines Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various personal lines products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment. Alfa is committed to your professional development and career growth. We offer on-the-job training and mentoring to help you succeed in your role and prepare you for future opportunities.  Responsibilities  <ul><li>Underwrite personal lines new business, rewrite new terms, and policy changes while maintaining an acceptable loss ratio.</li><li>Select, classify, and monitor insurance risks to maintain adequate rate for risk and ensure a profitable book of business.</li><li>Maintain acceptable customer service standards and be thorough, consistent, and accurate in underwriting.</li></ul> Qualifications <ul><li>Bachelor’s Degree required or CPCU designation and 5 years of insurance experience.</li><li>Excellent communication skills. </li><li>Possess basic mathematical skills. </li><li>Proficient in Microsoft Excel and Microsoft Word.</li><li>The ability to understand policy language, underwriting rates, rules, guidelines, and make independent decisions.</li><li>Must be able to apply all knowledge to underwriting personal lines business.</li></ul>Benefits/Perks <ul><li>Opportunity for annual performance bonus</li><li>Discounts on your auto insurance (underwriting approval required)</li><li>Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan</li><li>Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires</li><li>Short-term and long-term disability</li><li>Flexible Healthcare and Childcare spending accounts for tax savings</li><li>Opportunities for advancement</li><li>Continuous training and support throughout your career with Alfa</li><li>College tuition discounts at various colleges in Alabama</li><li>Fitness center</li><li>Onsite cafeteria</li></ul>

Alfa Insurance Corporate Careers

Personal Lines Underwriter I

Business Writing

Cafeteria

Career Development

Childcare

Customer Satisfaction

Customer Support/Service

Fitness

Healthcare

Mathematics

Mentoring

Microsoft Excel

Microsoft Word

Risk

Risk Management

Sales

Tuition Fees

Determine what risks the company will assume, the premium to be charged for the risks assumed, and the policy terms and conditions under which the risk will be assumed. Maintain underwriting discipline by underwriting new business, renewals, and changes while maintaining an acceptable loss ratio.

Benefits: <ul><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li></ul> Company Overview Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Alfa® is known for its superior customer service. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.  Job Summary At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Farm/Commercial Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various farm and commercial products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment. Responsibilities  <ul><li>Maintain an existing book of farm and commercial business and develop new business which is both profitable and reasonably stable for the company. </li><li>Determine what risks the company will assume, the premium to be charged for the risks assumed, and the policy terms and conditions under which the risk will be assumed. </li><li>Maintain underwriting discipline by underwriting new business, renewals, and changes while maintaining an acceptable loss ratio.</li><li>Maintains a professional and courteous working relationship with the underwriting department, agency force, customers, and home office personnel. </li><li>Maintains acceptable standards with regards to time management and production.</li></ul> Qualifications <ul><li>Bachelor’s Degree or 5 years insurance experience and CPCU designationrequired. </li><li>Proficient in Microsoft Excel and Microsoft Outlook. </li><li>Excellent communication skills both verbal and written.</li><li>Ability to make independent decisions (analytical in nature).</li><li>Ability to convey ideas to others. </li><li>Ability to learn quickly. </li><li>Possess basic mathematical skills.</li></ul>Benefits/Perks <ul><li>Opportunity for annual performance bonus</li><li>Discounts on your auto insurance (underwriting approval required)</li><li>Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan</li><li>Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires</li><li>Short-term and long-term disability</li><li>Flexible Healthcare and Childcare spending accounts for tax savings</li><li>Opportunities for advancement</li><li>Continuous training and support throughout your career with Alfa</li><li>College tuition discounts at various colleges in Alabama</li><li>Fitness center</li><li>Onsite cafeteria</li></ul>

Farm & Commercial Underwriter

Analysis Skills

Business Development

Dental Insurance

Health Insurance

Microsoft Outlook

Time Management

Route the completed annual servicing memo along with the original credit approval memo from SSB or the legacy institution (only in instances where it is the initial annual servicing for the loan) to the SBA Credit Administrator. Effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others.

YEAR

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!SUMMARY/OBJECTIVESIt is the responsibility of the Govt Lending Annual Servicing Manager I to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. This position is responsible for, but not limited to, requesting financial statements and completing annual servicing on the Banks existing Government Loan Portfolio. This position is an entry level position into the Government Lending Annual Servicing Manager (GLASM) role. Additional duties may include assisting with loan servicing action requests and completing site visits as deemed appropriate.ESSENTIAL FUNCTIONSThis position is expected to perform the specific duties, tasks, and responsibilities as outlined below:Annual Servicing Duties<ul><li>Request financial and other ancillary information from the Relationship Manager or Borrower directly to update the banks credit files.</li><li>Spread the updated business and personal financial statements and completing a stand-alone and/or global cash flow analysis.</li><li>Prepare the annual servicing memo per established SSB guidelines. Route the completed annual servicing memo along with the original credit approval memo from SSB or the legacy institution (only in instances where it is the initial annual servicing for the loan) to the SBA Credit Administrator.</li><li>Follow up on questions and open items as needed with the SBA Servicing Manager, Relationship Manager, Borrower and or the SBA Credit Administrator.</li><li>Submit risk rating changes via the current tracking system as adopted by the bank upon completion of the annual servicing.</li></ul>Administrative Duties<ul><li>Weekly review of SBA 7(A) loan past due report with the SBA Credit Administrator to determine if certain loan relationships should be reviewed sooner than scheduled.</li><li>Maintain a month by month work log for SBA Credit Administrator and Senior Management review.</li><li>Update the SBA Credit Administrator on SSB Annual Servicing Metric compliance %.</li><li>Assist the SSB SBA Administrative Team with credit related aspects of servicing memos on an as needed basis.</li><li>1502 report reconciliation to make sure all loans that need to be serviced are on the master list.</li><li>CLAR loans completed twice a year.</li><li>May also be required to complete site visits to Borrowers place of business as needed.</li><li>Ensure that the Banks policies and procedures, code of conduct, and regulatory guidelines are strictly complied with.</li><li>Provide assistance to other employees by liaising with them through healthy and positive interactions.</li><li>Be involved in performing marketing endeavors/efforts.</li><li>Continuously update skills by participating in professional training.</li><li>Seek opportunities to improve skills through cross-training offered by the Bank.</li><li>All other tasks, responsibilities or duties, as directed by management.</li></ul>OTHER DUTIES<ul><li>Accepts other duties as assigned.</li><li>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</li></ul>COMPETENCIES<ul><li>Excellent interpersonal skills.</li><li>Working knowledge of the SBA SOPs.</li><li>Proficient in Microsoft Excel and Word.</li><li>Strong organization skills.</li><li>High attention to detail.</li><li>Cooperative and willing to assist coworkers and customers on a regular basis.</li><li>Effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others.</li><li>Possesses multi-tasking skills and be able to function well under pressure.</li><li>Ability to remain composed under pressure and respond to customer and coworker concerns regularly.</li><li>Patience and willingness to help others in solving problems while maintaining a positive attitude.</li></ul>Qualifications, Education, and Certification Requirements<ul><li>Education: A bachelors degree in business, finance, or accounting is recommended in order to have a good understanding of financial statements and to make industry evaluations.</li><li>Experience: At least one year of experience in related field.</li><li>Certifications/Specific Knowledge:</li><li>Knowledge of personal computer, Windows and Microsoft software applications is required.</li><li>Must be able to prepare documents and compose business letters and memorandums.</li><li>Must have good knowledge of business English, spelling and punctuation.</li><li>Requires knowledge of office practices, procedures and general office machines.</li></ul>TRAINING REQUIREMENTS/CLASSES<ul><li>South State Bank credit policies, procedures and underwriting standards.</li><li>Annual regulatory and compliance training.</li><li>Additional training may be required, as needed.</li></ul>PHYSICAL DEMANDS
Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk. This position may require bending and reaching.WORK ENVIRONMENT
The position is located inside an cooled and heated facility with ability to go to a break room or rest room during breaks. Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Travel may be required to come to meetings as needed.In accordance with Colorado law: Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00 , actual offers to be determined based on applicants skills, experience and education.While the anticipated deadline for the job posting is 04-26-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date.Benefits | SouthState CareersEqual Opportunity Employer, including disabled/veterans.

South State Bank

Government Lending Annual Servicing Manager (Remote: FL, GA, AL, VA, SC, NC, TX, CO)

Underwriting Jobs in Montgomery, AL

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Underwriting Jobs in Montgomery, AL

Underwriter Auto-Owners Insurance Group

Personal Lines Underwriter I Alfa Insurance Corporate Careers

Farm & Commercial Underwriter Alfa Insurance Corporate Careers

Government Lending Annual Servicing Manager (Remote: FL, GA, AL, VA, SC, NC, TX, CO) South State Bank

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