The teammate is accountable to develop new and maintain existing commercial loan business relationships, administer a portfolio of commercial loans, determine the credit worthiness of borrowers, monitor loan performance, prepare commercial loans for presentation, and promote the Bank's image in the community to meet or exceed commercial loan quality, profitability, growth, and service objectives. Monitor loan performance by maintaining contact with borrowers, monitoring the financial condition of borrowers and resolving problems, and also requesting or (when appropriate) waiving a request for financial statements in accordance with established policies, procedures and regulations, in an accurate and timely manner, in order to reduce the risk the Bank might incur from collateral deterioration or borrowers'' inability to pay.