Relationship Banker First Horizon BankRelationship BankerHouston, TXHeadquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. • Proactive Sales Engagement: Engage clients in consultative conversations to understand financial priorities and recommend personalized banking solutions, with an emphasis on deposit accounts, loans and lines of credit, and referrals to other lines of business within the Bank.
NewBranch Relationship Banker (Personal Banker) - Holcombe-Greenbriar - Houston, TX Amegy BankBranch Relationship Banker (Personal Banker) - Holcombe-Greenbriar - Houston, TXHouston, TXli> Strong communication and interpersonal skills, with the ability to engage clients through meaningful conversations, uncover financial needs, and build trust to deepen relationships and drive sales . Key Responsibilities: Lead sales discovery and client relationship management efforts by conducting financial needs assessments and recommending tailored banking products and solutions .
Universal Banker First Horizon BankUniversal BankerHouston, TXHeadquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel.
Relationship Banker II First United BankRelationship Banker IILakeway, TXServes customers by processing a variety of transactions quickly with minimal or no errors according to established First United Bank policies and procedures; including but not limited to: accepting checks for cash and deposit; money orders, savings bonds, traveler's checks, cashier's checks, accepting and processing payments for loans and other services. Opens new accounts, certificates of deposit, safe deposit boxes, and all other ancillary products offered by the bank; answers customer questions, provides account opening information, and ensures that proper paperwork is completed and entered on the computer system.
Relationship Banker I First United BankRelationship Banker ITXli>Serves customers by processing a variety of transactions quickly with minimal or no errors according to established First United Bank policies and procedures; including but not limited to: accepting checks for cash and deposit; money orders, savings bonds, traveler's checks, cashier's checks, accepting and processing payments for loans and other services. Opens new accounts, certificates of deposit, safe deposit boxes, and all other ancillary products offered by the bank; answers customer questions, provides account opening information, and ensures that proper paperwork is completed and entered on the computer system.
Consumer Banking Relationship Specialist (Relationship Banker) Bank OZKConsumer Banking Relationship Specialist (Relationship Banker)San Antonio, TXResponsible for utilizing knowledge of banking products and services to build professional relationships with customers and engaging in meaningful conversations regarding their financial needs and goals. 1+ year experience interacting with people and displaying excellent service skills, demonstrated through work, military and/or education, required.
Senior Relationship Banker Simmons BankSenior Relationship BankerFort Worth, TXRelationship Bankers will provide expert financial solutions to existing and prospective clients by assessing their financial needs and offering solutions through bank products and services to help clients accomplish their current and future financial goals. Facilitate consumer loan requests: solicit loan requests; maintain knowledge of loan policies and procedures; assist with branch(es)' consumer loan portfolio(s); coach staff(s) (applies only to Sr RB in the absence of an AFCM) to sell and handle consumer loan requests in an effective manner.
Relationship Banker II Simmons BankRelationship Banker IIDallas, TXRelationship Bankers will provide expert financial solutions to existing and prospective clients by assessing their financial needs and offering solutions through bank products and services to help clients accomplish their current and future financial goals. Perform all functions related to opening and closing accounts including assisting customers with the appropriate selection of accounts, performing research of customers' accounts, and complying with BSA and CIP requirements.
Relationship Banker I Simmons BankRelationship Banker IDenison, TXRelationship Bankers will provide expert financial solutions to existing and prospective clients by assessing their financial needs and offering solutions through bank products and services to help clients accomplish their current and future financial goals. Perform all functions related to opening and closing accounts including assisting customers with the appropriate selection of accounts, performing research of customers' accounts, and complying with BSA and CIP requirements.
Relationship Banker/Senior Relationship Banker - Preston & Beltline Truist Financial CorpRelationship Banker/Senior Relationship Banker - Preston & BeltlineDallas, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker / Senior Relationship Banker - Cinco Ranch Truist Financial CorpRelationship Banker / Senior Relationship Banker - Cinco RanchKaty, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker/Senior Relationship Banker - Desoto Truist Financial CorpRelationship Banker/Senior Relationship Banker - DesotoDeSoto, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker / Senior Relationship Banker - Houston Area Truist Financial CorpRelationship Banker / Senior Relationship Banker - Houston AreaHouston, TXp>General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker/Senior Relationship Banker - Fort Worth Avenue Truist Financial CorpRelationship Banker/Senior Relationship Banker - Fort Worth AvenueDallas, TXp>General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker/Senior Relationship Banker - Mesquite Truist Financial CorpRelationship Banker/Senior Relationship Banker - MesquiteMesquite, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker / Senior Relationship Banker - One International Center Truist Financial CorpRelationship Banker / Senior Relationship Banker - One International CenterSan Antonio, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker / Senior Relationship Banker - Mangum Road Truist Financial CorpRelationship Banker / Senior Relationship Banker - Mangum RoadHouston, TXGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker/Senior Relationship Banker - Las Colinas Truist Financial CorpRelationship Banker/Senior Relationship Banker - Las ColinasIrving, TXp>General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
NewRelationship Banker/Senior Relationship Banker - Colleyville Truist Financial CorpRelationship Banker/Senior Relationship Banker - ColleyvilleColleyville, TXp>General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker / Senior Relationship Banker - South Lamar Truist Financial CorpRelationship Banker / Senior Relationship Banker - South LamarAustin, TXp>General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Commits to advancing individual knowledge of sales techniques and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings, applicable training classes and web-based learning.
Relationship Banker I/II/III - Stone Oak Financial Center Broadway BankRelationship Banker I/II/III - Stone Oak Financial CenterSan Antonio, TXEssential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Kerrville Financial Center Broadway BankRelationship Banker I/II/III - Kerrville Financial CenterKerrville, TXEssential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Boerne Financial Center Broadway BankRelationship Banker I/II/III - Boerne Financial CenterBoerne, TXp>Essential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Shavano Financial Center Broadway BankRelationship Banker I/II/III - Shavano Financial CenterSan Antonio, TXEssential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Leon Springs Financial Center Broadway BankRelationship Banker I/II/III - Leon Springs Financial CenterLeon Springs, TXEssential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Wimberley Financial Center Broadway BankRelationship Banker I/II/III - Wimberley Financial CenterWimberley, TXEssential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I/II/III - Bulverde Financial Center Broadway BankRelationship Banker I/II/III - Bulverde Financial CenterTXUtilize CRM effectively to capture client information, record activities, schedule follow-up actions, and identify next likely sales opportunities, facilitating robust customer relationship management. • Provide comprehensive banking services including transactions processing, account opening, servicing, and loan processing while ensuring accuracy and efficiency.
NewRelationship Banker I/II/III - Medical Center Financial Center Broadway BankRelationship Banker I/II/III - Medical Center Financial CenterSan Antonio, TXp>Essential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
NewRelationship Banker I/II/III - New Braunfels Financial Center Broadway BankRelationship Banker I/II/III - New Braunfels Financial CenterNew Braunfels, TXp>Essential Functions: Provide comprehensive banking services, including transactions processing, account opening, servicing, and loan processing, while ensuring accuracy and efficiency. Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.
Relationship Banker I Floater First United BankRelationship Banker I FloaterWhitesboro, TXServes customers by processing a variety of transactions quickly with minimal or no errors according to established First United Bank policies and procedures; including but not limited to: accepting checks for cash and deposit; money orders, savings bonds, traveler's checks, cashier's checks, accepting and processing payments for loans and other services. Essential Duties: Maintains a basic knowledge of all First United Bank products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts.
Bilingual Relationship Banker I First United BankBilingual Relationship Banker IAustin, TXServes customers by processing a variety of transactions quickly with minimal or no errors according to established First United Bank policies and procedures; including but not limited to: accepting checks for cash and deposit; money orders, savings bonds, traveler's checks, cashier's checks, accepting and processing payments for loans and other services. Essential Duties: Maintains a basic knowledge of all First United Bank products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts.
Senior Relationship Banker - Medical Center Financial Center Broadway BankSenior Relationship Banker - Medical Center Financial CenterSan Antonio, TXWhy Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending. This role involves providing comprehensive products and services that leverage the full capabilities of Broadway Bank, ensuring clients'' needs are met through effective consultation and collaboration.
Senior Relationship Banker - Fredericksburg Financial Center Broadway BankSenior Relationship Banker - Fredericksburg Financial CenterTXp>Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending. This role involves providing comprehensive products and services that leverage the full capabilities of Broadway Bank, ensuring clients'' needs are met through effective consultation and collaboration.
Relationship Banker Business Specialist The PNC Financial Services Group IncRelationship Banker Business SpecialistAllen, TXProactive lead management and referral generation--Leverages experience and acquired knowledge of bank products and services and positions appropriately to grow share of wallet and attract new consumer and business households. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
Relationship Banker I (Louetta Branch) Regions Financial CorpRelationship Banker I (Louetta Branch)Houston, TXli>Follows all bank processes and procedures and adheres to applicable laws and regulations, including completing duties delegated and assigned by the Branch Manager; as a member of the branch team, ensures sound banking practices, including managing, identifying and reporting operational risks. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
Relationship Banker I - Part Time 20 hours (Keller) Regions Financial CorpRelationship Banker I - Part Time 20 hours (Keller)Keller, TXFollows all bank processes and procedures and adheres to applicable laws and regulations, including completing duties delegated and assigned by the Branch Manager; as a member of the branch team, ensures sound banking practices, including managing, identifying and reporting operational risks. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
Relationship Banker I (Northeast Branch) Regions Financial CorpRelationship Banker I (Northeast Branch)Longview, TXFollows all bank processes and procedures and adheres to applicable laws and regulations, including completing duties delegated and assigned by the Branch Manager; as a member of the branch team, ensures sound banking practices, including managing, identifying and reporting operational risks. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
Relationship Banker I (N. Collins Branch) Regions Financial CorpRelationship Banker I (N. Collins Branch)Arlington, TXli>Follows all bank processes and procedures and adheres to applicable laws and regulations, including completing duties delegated and assigned by the Branch Manager; as a member of the branch team, ensures sound banking practices, including managing, identifying and reporting operational risks. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
Relationship Banker Business Specialist PNC BankRelationship Banker Business SpecialistKaty, Texasp style="text-align:inherit"/>In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Banking Relationship Specialist (Senior Relationship Banker) Bank OZKBanking Relationship Specialist (Senior Relationship Banker)Hickory Creek, TXResponsible for providing sales leadership and coaching to team members, utilizing knowledge of banking products and services to build professional relationships with customers and prospects, and engaging in meaningful conversations regarding their financial needs and goals. Knowledge of, experience with and ability to explain bank products, online banking, mobile banking applications, banking cards, etc.
Senior Relationship Banker First United BankSenior Relationship BankerAustin, TXli>Maintain expert level knowledge of all First United Bank products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts. Identify and match customer product needs with First United Bank products and services by interviewing customers and discussing their financial needs including making referrals to other staff members and departments to ensure customer needs are met.
Customer Care Relationship Banker First United BankCustomer Care Relationship BankerSherman, TXli>Opens new accounts, certificates of deposit, and all other ancillary products offered by the bank; answers customer questions, provides account opening information, and ensures that proper paperwork is completed and entered on the computer system. Identifies and match customer product needs with First United Bank products and services by interviewing customers and discussing their financial needs including making referrals to other staff members and departments to ensure customer needs are met.
NewRelationship Banker - Houston North - Spring area Bank of AmericaRelationship Banker - Houston North - Spring areaThe Woodlands, TXExecutes the bank's risk culture and strives for operational excellence • Builds relationships with clients to meet financial needs • Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations • Grows business knowledge and network by partnering with experts in small business, lending, and investments • Manages financial center traffic, appointments, and outbound calls effectively • Drives the client experience • Manages cash responsibilities . This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
NewRelationship Banker - Houston Loop area Bank of AmericaRelationship Banker - Houston Loop areaHouston, TXExecutes the bank's risk culture and strives for operational excellence • Builds relationships with clients to meet financial needs • Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations • Grows business knowledge and network by partnering with experts in small business, lending, and investments • Manages financial center traffic, appointments, and outbound calls effectively • Drives the client experience • Manages cash responsibilities . Relationship Banker - Houston Loop area Stafford, Texas;Houston, Texas; Houston, Texas; Houston, Texas; Houston, Texas; Houston, Texas; Houston, Texas; Houston, Texas; Houston, Texas .
NewRelationship Banker Bank of AmericaRelationship BankerTrophy Club, TXstrong>This position is open for the entire market and the specific Financial Center location will be based on business needs.If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.. _Being a Great Place to Work is core to how we drive Responsible Growth._ _This includes our commitment to being an inclusive workplace_ _, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve._.
Personal Banking - Relationship Banker II (VISTA) NBH BankPersonal Banking - Relationship Banker II (VISTA)Dallas, TXThis will include responsibility for a variety of tasks including developing relationships with business partners and clients, and introducing clients to new products, services and digital solutions, utilizing the latest technology of tablets, smart phones and laptops. Additionally, Relationship Bankers are expected to assist other departments as needed, build a great rapport with clients and fellow associates, while treating others with respect and consideration regardless of their status or position.
Personal Banking - Relationship Banker I (VISTA) NBH BankPersonal Banking - Relationship Banker I (VISTA)Dallas, TXThis will include responsibility for a variety of tasks including developing relationships with business partners and clients, and introducing clients to new products, services and digital solutions, utilizing the latest technology of tablets, smart phones and laptops. Additionally, Relationship Bankers are expected to assist other departments as needed, build a great rapport with clients and fellow associates, while treating others with respect and consideration regardless of their status or position.
Relationship Banker NDBTRelationship BankerFrisco (Preston Rd/Stonebrook Pkwy), TXPrimary role to open new accounts, certificates of deposit, taking non-real estate consumer loan applications, and all other ancillary products offered by the Bank; answer customer questions, provide account opening information and ensure proper paperwork is completed and entered on the computer system. Initiate and maintain customer contact through a variety of methods, including but not limited to, customer interaction on the teller line and account area, phone prospecting, outbound calls to customers, appointments could be conducted inside or outside the bank, and attending community events as needed.
Relationship Banker - Team Lead (Palestine Branch) Regions Financial CorpRelationship Banker - Team Lead (Palestine Branch)Palestine, TXJob Description: At Regions, the Relationship Banker - Team Lead is responsible for meeting with customers and prospects both in person and on the phone to determine their financial needs, and meeting those needs by proactively offering appropriate products, services, and guidance to achieve their financial goals. Regions' mission is to make life better for our customers and communities, and we are looking for candidates committed to helping customers reach their financial goals by understanding and meeting customer needs.
Relationship Banker Kyle Wells Fargo & CoRelationship Banker KyleKYLE, TXThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Lead discovery‑driven conversations to understand customer goals and deliver tailored banking and credit strategies that strengthen relationships, increase retention, and drive balanced growth across deposits, lending, and investments.