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Carvana is looking for an attorney to provide legal and regulatory support for Carvana’s automotive consumer finance, payments, and other consumer-facing financial services activities, including technology driven financial services and fintech business models. 5-7 years of experience providing legal support to sophisticated businesses, including experience or exposure to consumer finance, consumer protection, consumer lending, payments, servicing, regulatory enforcement, or related consumer-facing matters.

About Carvana At Carvana, we’re changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we’re just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical.  Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you’ll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you’re driven to grow and make an impact as part of a collaborative team, you’ll fit right in. Learn more about what it’s like to work here from the <a href="https://www.youtube.com/watch?v=93pa9NmlrYc&feature=youtu.be" rel="nofollow">people that already do</a>.This is a fully on-site position, Monday through Friday, at our corporate HQ in Tempe, Arizona.About the team and position Join Carvana’s Legal Department in the role of Counsel, Consumer Finance. Carvana is looking for an attorney to provide legal and regulatory support for Carvana’s automotive consumer finance, payments, and other consumer-facing financial services activities, including technology driven financial services and fintech business models. This role will report directly to the Senior Counsel, Consumer Finance, and will work closely with other members of the Legal and Compliance teams. The position is business-embedded and involves close collaboration with compliance, product, payments, operations, and other legal teams. Direct experience in automotive finance is helpful but not required. Backgrounds involving consumer finance, consumer protection, servicing, payments, or other high-volume consumer financial matters translate well to this role.What you’ll be doing<ul><li>Develop a mastery of Carvana business processes and systems.  Provide counsel to Carvana stakeholders, in partnership with senior members of the Legal team, on requirements related to the sale of automobiles, consumer protection, consumer lending, payments, and servicing.</li><li>Provide timely, concise and business-focused legal advice on consumer financial services, payments, and fintech laws and regulations ( e.g. TILA, UDAAP, FCRA, Regulations Z, E, and NACHA rules). </li><li>Conduct comprehensive research and analysis, and synthesize that information into a clear interpretation of consumer finance state and federal laws and regulations.</li><li>Advise on regulatory risk arising from consumer-facing operations, escalating novel or high-risk issues as appropriate, including issues that surface through consumer complaints, disputes, or government inquiries. </li><li>Stay up to date on new and changing developments in applicable legal and regulatory requirements and lead the communication of relevant changes to the Compliance Team and Carvana legal and business stakeholders. </li><li>Present guidance in a digestible format to all levels of business partners and stakeholders, including in response to operational questions in your practice area.</li><li>Partner with other legal professionals to provide specialized, innovative, joint guidance involving new and existing Carvana consumer lending business ventures.</li><li>Leverage AI-enabled tools to improve efficiency, issue spotting, pattern recognition across consumer issues, and consistency in legal analysis. </li><li>Manage and execute on projects and other deliverables as assigned by Legal Team leadership.</li><li>Other duties as assigned.</li></ul>What you should know/have The successful candidate is a self-starter and team oriented. Candidates with experience advising, or interest in advising, technology-driven financial services or fintech businesses are a strong fit for this role. They are detail oriented, practical, and comfortable with ambiguity while managing multiple high-priority projects at once.  This position requires an understanding of Carvana’s business goals and how the Legal Team’s efforts, delivered in partnership with senior counsel, can support those goals, while helping manage regulatory and legal risk.  This position requires frequent interaction with Carvana’s diverse legal and business teams and requires clear communication that presents complex information in a concise and easy-to-understand manner.        We also look for:<ul><li>A JD and membership in good standing with a United States Bar.</li><li>5-7  years of experience providing legal support to sophisticated businesses, including experience or exposure to consumer finance, consumer protection, consumer lending, payments, servicing, regulatory enforcement, or related consumer-facing matters. </li><li>Experience at a national law firm, in-house, or combination of both.</li><li>Superior written and verbal communication skills.</li><li>Superior research skills and ability to condense complex consumer finance issues into concise and easily understandable summaries.</li><li>Comfort using modern legal research platforms and enthusiasm for responsibly leveraging AI-based legal tools. </li><li>Enthusiasm and commitment to leadership within the Legal Team and collaboration across stakeholder relationships.</li><li>Experience influencing others to take action.</li><li>Experience interacting with and working directly with/for internal/external business partners.</li></ul>We’d be thrilled if you also have<ul><li>Substantive experience with state/federal auto dealer regulations and best practices.</li><li>Consumer loan servicing experience, including a significant understanding of the complex dynamic of master servicing and subservicing.</li><li>Project management experience.</li><li>Experience defining and implementing process improvements.</li></ul>What we’ll offer in return<ul><li>Full-Time Salary Position with a competitive salary.</li><li>Medical, Dental, and Vision benefits.</li><li>401(K) with company match.</li><li>A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more.</li><li>A great wellness program to keep you healthy and happy both physically and mentally.</li><li>Access to opportunities to expand your skill set and share your knowledge with others across the organization.</li><li>A company culture of promotions from within, with a start-up atmosphere allowing for varied career development.</li></ul>Other requirements To be able to do your job at Carvana, there are some basic requirements we want to share with you.<ul><li>Must be able to read, write, speak and understand English.</li></ul>Of course, we’ll make any reasonable accommodations for those with disabilities to perform the essential functions of their jobs. Legal stuff Hiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship.Carvana is an equal employment opportunity employer.  All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law.  Carvana also prohibits harassment of applicants or employees based on any of these protected categories.Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

WHY CARVANA
-Our work environment is second to none in the industry  -Excellent schedule that allows for work/life balance -We encourage health and fitness ...Fit Bits for everyone! -100% employer paid Healthcare Premium; 401k match (All teammates qualify)  -A Leadership Team that listens and is geared toward teammate engagement/development -Tons of Fun. Dodgeball, Flag Football, Basketball Tournaments, Wing Eating Contests, etc. -Competitive hourly wage
WHAT TO EXPECT
-Lower mileage, newer cars -Inspect and recondition wholesale vehicles -Standardized, production based work
If you or anyone you know may be interested in a role with Carvana please respond to this posting...
Never heard of us? Check out our career page and YouTube video of the first ever Car Vending Machine...  <a title="Job actions are disabled during Preview mode." href="../../jpw/jobs/jobspreviewpopup.aspx?folderid=-1&pid=59fff3f4-114b-418b-bfb4-157b2a5355b4" rel="nofollow">Career Page</a> <a title="Job actions are disabled during Preview mode." href="../../jpw/jobs/jobspreviewpopup.aspx?folderid=-1&pid=59fff3f4-114b-418b-bfb4-157b2a5355b4" rel="nofollow">Car Vending Machine</a>
REQUIRED SKILLS AND EXPERIENCE
<ul>
<li>High School Diploma or equivalent is desirable</li>
<li>Must be 18 years of age and have a valid driver’s license</li>
<li>Must have no more than two moving violations in the last three years or DUI</li>
<li>Ability to work as a team player and interact with customers, managers and coworkers in a professional and courteous manner</li>
<li>Ability to multitask and prioritize effectively</li>
<li>Excellent interpersonal and leadership skills</li>
<li>Possess the energy and drive to accomplish goals, meet deadlines and find solutions</li>
<li>Hiring is contingent on passing a complete background check and drug screening</li>
</ul>
 
LEGAL
Carvana is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran or disabled status, or genetic information.
This role is not eligible for visa sponsorship.
Hiring is contingent on passing a complete background check as well as a driving record check. You must possess a valid driver's license and have a clean driving record. 
<div>Carvana is a tobacco free company which includes all forms of tobacco. All Carvana properties are subject to our tobacco free standards</div>

Carvana

Counsel, Consumer Finance

Analysis Skills

Artificial Intelligence (AI)

Attorney

Automotive Sales

Best Practices

Business Model

Business Processes

Career Development

Communication Skills

Consumer Finance

Consumer Loans

Consumer Protection

Customer Relations

Detail Oriented

Embedded Systems

English Language

Fair Credit Reporting Act (FCRA)

Federal Laws and Regulations

Finance

Financial Services

Fortune 500 Customers

Government

Legal

Legal Research

Legal Support Skills

Loan Servicing

Pattern Matching

Presentation/Verbal Skills

Problem Solving Skills

Process Improvement

Project/Program Management

Regulations

Regulatory Requirements

Research Skills

Retail

Risk

Sales

Startup

State Laws and Regulations

Stock Market

Student Loans

Team Lead/Manager

Team Player

Time Management

Truth in Lending Act (TILA)

Writing Skills

Carvana Jobs

FEED

The Finance team at Carvana builds and optimizes in areas like our auto lending platform and broader financing/pricing strategy, ensuring customers get the right financing terms while we manage risk and profitability, and long-term financial growth (the goal is 3 million cars sold per year within the next 5-10 years!). Systems and tools behind a nationwide logistics network that has delivered and picked up over 3 million cars via our fully owned and operated fleet of automotive haulers, efficiently managing distribution of our massive inventory to 85% of US driveways.

About Carvana"We believe CVNA is in the early stages of becoming the next U.S. retail category killer." – Stephens Investment Bank, Analyst Report, Sept. 2024Building leading-edge technology has been at the core of Carvana's strategy since our founding, driving us to become the 3rd fastest company in history to organically reach the Fortune 500 following only Amazon and Google. Today, we remain founder-lead and as ambitious as ever. In 2024, we have not only emerged as the fastest growing automotive retailer, but also the most profitable thanks to our deep vertical integration across retail, lending, vehicle transportation, wholesale auctions, and more. If you want to grow not just as a Project Manager but as a leader and business-builder, Carvana is the place for you. Our technology teams build: <ul><li>End-to-end ecommerce for both selling and buying cars, including everything you see on Carvana.com and in our mobile apps.</li><li>AI-driven customer support across chat, email, SMS, and voice, as well as a proprietary CRM platform to ensure the most efficient and highest quality customer experience.</li><li>360° vehicle photography and interactive merchandising using cutting edge computer vision and AI techniques.</li><li>The most sophisticated and self-service automotive lending platform in the world.</li><li>Systems and tools behind a nationwide logistics network that has delivered and picked up over 3 million cars via our fully owned and operated fleet of automotive haulers, efficiently managing distribution of our massive inventory to 85% of US driveways.</li><li>Enterprise grade systems for operating the largest vehicle reconditioning facilities in the US, with workflow and automation to guide the work for everything mechanical, electrical, and cosmetic needed to bring each car to our high standards.</li><li>Early adoption and customization of AI tools for optimizing our Developer efficiency and experience.</li></ul>And much, much more…THIS IS A 100% ON-SITE POSITION FROM OUR HQ IN TEMPE (Monday through Friday)About the team and positionThe Finance team at Carvana builds and optimizes in areas like our auto lending platform and broader financing/pricing strategy, ensuring customers get the right financing terms while we manage risk and profitability, and long-term financial growth (the goal is 3 million cars sold per year within the next 5-10 years!). We develop and maintain complex pricing, risk, cash flow, and profitability models; analyze auto finance market trends; and build the tools that incorporate all of these areas and make for a great customer experience. Overall, the team operates at the intersection of analytics, strategy, and engineering to make Carvana's financial engine run efficiently and profitably as we move toward our growth goals.What you'll be doingWe are looking for a highly motivated individual who will be responsible for managing all IT projects across all areas of the Finance lending business (Pricing, Credit, Payments, Underwriting, Loan Operations, etc). You must be detail-oriented, structured, and have effective communication skills with a proven track record of meeting deadlines. Requirements Analysis:<ul><li>Ability to execute stakeholder analysis and identify key project decision makers</li><li>Ability to help small/large technical and non-technical teams navigate through ambiguity during project initiation</li><li>A skilled orator to lead highly matrixed teams through technical/nontechnical requirements sessions</li><li>Translate findings into S.M.A.R.T. project requirements for executive approval</li><li>Ability to create clean presentations and coordinate weekly team syncs</li></ul>Project Planning and Analytics:<ul><li>Develop detailed project plans with scopes and objectives based on executive approved requirements ensuring technical feasibility for all IT related projects.</li><li>Create applicable project CSFs/KPIs and manage/drive teams performance against measures</li></ul>Financials:<ul><li>Ability to develop project budgets based on resources and equipment costs</li><li>Provide financial forecasting models outlining planned vs actual spend for projects in flight</li><li>Manage financial risks associated with cost overruns and delays</li><li>Understand individual project unit economics to the broader organization</li></ul>Other:<ul><li>Lead IT applications change management process and SDLC for hybrid IT infrastructure involving both on-prem and cloud services.</li><li>Collaborate with leadership and business stakeholders to manage resources and ensure successful project delivery. </li><li>Monitor all IT controls for SOX compliance and help manage policies and procedures for internal controls.</li><li>Provide timely updates on project progress across the IT organization and Carvana as a whole.</li><li>Work closely with our information security and business applications teams to manage enterprise-wide initiatives. </li><li>Lead the charge in the development and expansion of Jira Software and other Atlassian tools.</li><li>Technical infrastructure and information security savviness is a plus</li><li>Other duties as assigned.</li></ul>What you should have/know<ul><li>Bachelor's degree in Computer Science or related field; equivalent work experience is acceptable.</li><li>At least 8+ years of experience in the IT field with 5+ years of experience in IT project management.</li><li>Experience working with the Atlassian Suite, especially JIRA and Confluence.</li><li>Proven ability to manage a large project load of up to 25 simultaneous projects.</li><li>Track record of working cross-functionally outside of IT with departments including accounting, engineering, real estate, property operations, and more.</li><li>A proven track record of communicating complex technical projects across both technical and non-technical stakeholders.</li><li>Be available on an on-call basis during non-business hours for support and response.</li><li>Certifications in ITIL or PMP are a big plus.</li></ul>What we'll offer in return<ul><li>Competitive salary and Carvana stock compensation</li><li>Medical, Dental, and Vision benefits</li><li>401K with company match</li><li>A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more</li><li>A great wellness program to keep you healthy and happy both physically and mentally</li><li>Access to opportunities to expand your skill set and share your knowledge with others across the organization</li><li>A company culture of promotions from within, with a start-up atmosphere allowing for varied and rapid career development</li></ul>Other requirementsTo be able to do your job at Carvana, there are some basic requirements we want to share with you.<ul><li>Must be able to read, write, speak and understand English.</li></ul>Of course, we'll make any reasonable accommodations for those with disabilities to perform the essential functions of their jobs.Legal stuffHiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship.Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law.  Carvana also prohibits harassment of applicants or employees based on any of these protected categories.Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Project Manager, Finance

Accounting

Accounts Receivable

Atlassian JIRA

Automation

Automotive Financing

Automotive Repair and Maintenance

Budget Management

Business Solutions

Cash Flow

Change Management

Cloud Computing

Computer Science

Computer Vision

Cross-Functional

Customer Experience

Customer Relationship Management (CRM)

Customer Support/Service

Distribution Management

Economics

Electricity

Enterprise Applications

Financial Analysis

Financial Modeling

Financial Risk Management

Financial Trend Analysis

Forecasting

High Tech Industry

ITIL (IT Infrastructure Library)

Information Technology & Information Systems

Information/Data Security (InfoSec)

Investment Analysis

Investment Services

Leadership

Leading Edge Technology

Loan Operations

Loan Underwriting

Loans

Logistics

Long-Term Profit

Maintain Compliance

Management of Information Systems/Technology (MIS)

Market Analysis

Market Trend Analysis

Mobile Applications

Multitasking

On Call

Online Product Merchandising

Performance Metrics

Photography

Pricing

Product Pricing

Profit & Loss

Project Development

Project Evaluation

Project Management Professional (PMP)

Project Planning

Property Maintenance

Real Estate

Requirements Management

Resource Management

Risk Management

Sarbanes-Oxley Act (SOX)

Short Messaging Service (SMS)

Software Development Lifecycle (SDLC)

Technical Leadership

Vehicle Fleets

Wholesale Industry

eCommerce Sales

GreenHouseAPI

Advise on execution of a premier educational program by maintaining knowledge on national accreditations, state Quality Rating and Improvement systems, approved vendors, curriculum, assessment tools and individual school status and progress. Our successful franchise business model supports franchisees through partnerships with teams of seasoned professionals who draw over 30 years of business, marketing, IT, franchise, finance, and education experience.

Come join our Goddard Systems, LLC (GSL) corporate team! We are a great place to work and offer many employee-friendly perks and benefits. GSL is the manager of the Goddard School franchise system that supports over 650 schools which delivers a high-quality, play-based learning program to families all over the United States. Our successful franchise business model supports franchisees through partnerships with teams of seasoned professionals who draw over 30 years of business, marketing, IT, franchise, finance, and education experience. Because of this, The Goddard School has grown into an institution that parents and families trust, reaching more than 90,000 students in 38 states - and growing. This role will oversee Goddard School locations throughout Arizona, California, and Nevada. Position Summary The Goddard Franchise Consultant leads a portfolio of schools providing financial, operational, and educational programming expertise to drive success within the marketplace. The Franchise Consultant aligns with franchisees to understand current performance, establish goals and determine strategies that will drive results. Using a consultative approach, the Franchise Consultant ensures that all elements of the franchise operational system and educational offering are implemented in adherence to Goddard brand standards ensuring a high-quality family experience. Responsibilities: <ul><li>Conduct financial and educational analysis to assess portfolio opportunities, determine critical priorities by school, and provide coaching, guidance, and support to franchisees. </li><li>Cultivate a strong working relationship with franchisees. Share direct observations, coach for commitments, and provide follow up support. </li><li>Proactively plan and organize school visits to ensure cadence and content are aligned with GSL's six planning periods, reflecting both brand-wide initiatives and school needs. Execute intentional site visits to build capabilities of the onsite owner and school leadership. </li><li>Support Franchise Owners in executing and improving upon their business plan by proactively analyzing financial reports, operational results and trends and strategizing methods to achieve specific operational goals. </li><li>Advise on execution of a premier educational program by maintaining knowledge on national accreditations, state Quality Rating and Improvement systems, approved vendors, curriculum, assessment tools and individual school status and progress. </li><li>Share trends with field leadership team to inform cross functional continuous improvement initiatives. </li></ul>Experience and Competencies: Minimum Requirements<ul><li>3+ years of experience franchise consulting experience or multi-unit early childhood education facility management </li><li>2+ years of experience managing a portfolio of clients and/or sites and projects </li><li>2 + years of experience delivering presentations and /or training </li><li>Proficiency in Microsoft Office Suite </li><li>Travel up to 70%, depending on geography and number of schools </li></ul>Highly Desired<ul><li>Bachelor's degree preferred. Early Childhood, Elementary Education, or Business Management preferred. </li><li>Consultative skills including ability to lead with inquiry, influence without authority and drive results through relationships. Ability to contract on commitments and create accountability through follow up. </li><li>Takes initiative to deliver outstanding support, especially in challenging situations; excellent solutioning skills. </li><li>Ability to coach and advise franchise owner to create meaningful change in school. </li><li>Above average analytical skills and comfort with on-line systems and excel. </li><li>High level of professional and interpersonal skills to build trusting relationships, handle sensitive and confidential situations and information. </li><li>Excellent organizational skills and attention to detail. </li><li>Self-motivated, resourceful achiever that thrives in a fast-paced environment. </li></ul> There will be periodic requirements to travel for in-person events, at the discretion of your manager or the requirement of the company. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

The Goddard School provides the foundation to encourage a child's lifelong love of learning .In our warm, caring atmosphere, dedicated teachers support the development of children from 6 weeks to 8 years old.  Our year round program offers families the choice of either half day or full day schedule. 

We are delighted to be the on-site owners of The Goddard School on Theodore Street in Plainfield. We welcome the opportunity for you to join our team  by providing the best educational child care for children. Our play-based curriculum taught by our wonderful degreed teachers in a nurturing learning environment, is tailored to meet the social, intellectual, physical and emotional needs of each individual child. We are not a daycare, but rather a preschool with purpose. 

Rundy and Karen Wells

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Counsel, Consumer Finance Carvana

Project Manager, Finance Carvana

Franchise Business Consultant The Goddard School

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