Oversee pricing strategy and performance across APD lines; challenge models, assumptions, methodologies, and data quality; strengthen pricing, reserve, model, and risk governance; and recommend actions that support profitability, disciplined margins, financial objectives, and APD’s risk appetite. · Provide independent actuarial and risk oversight for APD’s asset protection products, including VSC, GAP, and ancillary offerings; establish credibility as APD’s independent actuarial voice; and preserve professional skepticism while escalating material concerns.